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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Zaine was absolutely transparent with us as soon as he had info we had it GREAT EXPERIENCE!!
Reply from Zaine Tomkowski
March 16th, 2026 03:29 PM
I'm glad to hear you appreciated the transparency during the process, Anthony. Making sure you have the information as soon as I do is a key part of ensuring a smooth experience. If there's anything more I can help with or any questions you...
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the speed Of it all,thefriendly calls and message, went above and beyond to make sure we got into our new home asap, we had to leave our home on a short timeframe and purchased a new home but we had to leave before we could get into our new...
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Reply from Zaine Tomkowski
March 16th, 2026 09:39 PM
It's great to hear that the efficiency and communication during your home buying process made a difference, Matthew. I understand how critical timing can be, especially with a tight schedule. I'm pleased I could help accelerate the process...
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Zaine kept me informed throughout the process. He made it easy to share the information needed
I would defintely request Zaine when doing my nexxt mortgage
Reply from Zaine Tomkowski
March 5th, 2026 05:25 PM
I'm grateful to hear that you felt well-informed throughout the process, Alison. Making information sharing straightforward is important to me, and it’s great to know it contributed positively to your experience. I look forward to the opportunity...
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Ease of communication with Zaine. He would always promptly reply to my questions and keep the process on track to meet the closing date. Made my first home buying experience easier than I thought it would be.
Reply from Zaine Tomkowski
March 5th, 2026 03:30 PM
I'm pleased to hear that open communication and timely responses helped make your first home buying experience smoother, Bryan. Ensuring everything stays on track is always a priority for me, especially when it comes to meeting important deadlines...
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Very supportive,helpful,knowledgeable
Reply from Zaine Tomkowski
February 17th, 2026 11:01 PM
It's rewarding to know that you found my support and knowledge helpful, Robert. My goal is to provide assistance that truly makes a difference in navigating the mortgage process. Should you have any further questions or need assistance down...
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Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Alexander C
Zaine went above and beyond to help my fiance and myself buy our first home! The mortgage process was long but he made it easy for both of us.
Reply from Zaine Tomkowski
February 13th, 2026 03:35 PM
I'm glad to know I could help you and your fiancé navigate the mortgage process for your first home purchase, Alexander. Making the journey as smooth as possible is always my aim, and it's rewarding to hear that my efforts made a difference...
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The open and honest communication. Being able to text made it extremely nice as making a call does not always work for me. It was also nice to text as if there were questions or i need to provide something i could read the text and understand...
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Reply from Zaine Tomkowski
January 29th, 2026 09:45 PM
I'm thankful for your feedback, Katelynn. I'm glad that texting made our communication more accessible for you and that it allowed us to clarify questions effectively. Ensuring clear and convenient communication is something I aim for, and...
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Zaine was very helpful in securing our mortgage loan! He was very efficient and always answered our questions and got back to us very quickly! Highly recommend Zaine for your mortgage needs!
Zaine was very knowledgeable and helpful with any questions. He was very efficient and responded very quickly with any questions or concerns we had. Very positive experience!
Reply from Zaine Tomkowski
January 19th, 2026 03:48 PM
It's great to hear that you found my knowledge and responsiveness helpful during your experience, Jessica. Ensuring that your questions and concerns were addressed promptly is a priority for me. I'm pleased that you had a positive experience,...
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058