Zaine Tomkowski - First Commonwealth Mortgage 's Cover Image

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Zaine Tomkowski - First Commonwealth Mortgage...

AVP/Market Mortgage Loan Originator | NMLS# 160505...

Community PA +1

4.9

(307)

Saint Francis University

Mortgage

Mortgage Loan Officer

Saint Francis University

Contact Info

(814) 525-8974

Johnstown, PA

https://www.fcbanking.com/personal/mortgages/find-a-mortgage-loan-originator/zaine-tomkowski/

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Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.9

(307)

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5 Star

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Experience.com

4.9

(287)

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5.0

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Zaine was very patient and kind he went the extra mile to help me through this process and now we have a wonderful home for our growing family!! I will refer my friends to him

Reply from Zaine Tomkowski

November 13th, 2024 03:31 PM

Hi Casandra, I'm so thrilled to hear about your positive experience with me and First Commonwealth Mortgage. It's always my goal to provide the kind of dedicated service that was able to assist you in securing your new home. It was truly a...

Zaine went above and beyond to complete the transaction in the time frame we needed. He was very informative and always available to answer the questions we had. It was a pleasure to work with Zaine!!

Reply from Zaine Tomkowski

November 6th, 2024 11:52 AM

Hi Jane! I'm really grateful for your kind words and generous 5-star rating. I'm glad I could assist in completing the transaction in the time frame needed. It was indeed my pleasure to be of service and answer your questions. Your satisfaction...

Getting the deal finished in a timely manor.

Reply from Zaine Tomkowski

November 3rd, 2024 12:32 PM

I appreciate your stellar rating and positive feedback, David. I'm glad to know that you were satisfied with the speed at which we completed your deal. At First Commonwealth Mortgage, we always strive to provide efficient and top-notch service....

Zaine was very attentive and answered all questions as they came along. He was quick with responding and is one of the best! I would highly recommend him ! Thank you for a great experience Zaine!

Reply from Zaine Tomkowski

October 26th, 2024 04:45 PM

I truly appreciate your kind words, Amanda. Your 5-star review means a lot to me. I'm glad I could provide you with a quick response and answer all your questions. It's my goal to ensure that every client has a great experience, just like you...

This was our first home buying experience and Zaine and his team couldn’t have been for encouraging and professional. Couldn’t have asked for a better experience

Reply from Zaine Tomkowski

October 17th, 2024 09:50 PM

Thanks so much for the kind words, Nicholas! I'm thrilled to hear that you had such a positive first home buying experience with us at First Commonwealth Mortgage. It was genuinely a pleasure to work with you and support you during this exciting...

prompt, kind and informative customer service. I felt like Zaine did everything he could to make this experience as workable for me as possible.

Reply from Zaine Tomkowski

October 9th, 2024 12:30 PM

I'm so glad to hear that you had a positive experience with me at First Commonwealth Mortgage, Monica. Your kind words truly mean a lot. It was an absolute pleasure to assist you in making the process as seamless as possible. Your satisfaction...

The overall experience during the loan process was great I was being provided with advice timely I thought I was creating a long term relationship with 1st Commonwealth However after the loan was approved the loan was transferred to Newrez...

Reply from Zaine Tomkowski

October 2nd, 2024 01:44 PM

Thank you, Michael, for your feedback and for rating me 5 stars. I'm glad to hear that you had a great experience during the loan process with First Commonwealth Mortgage. I understand your concern about the loan transfer to Newrez LLC. It's...

you helped me the whole way throught my mess getting everything i need when i could get it uploaded

Reply from Zaine Tomkowski

October 2nd, 2024 12:22 PM

I'm so glad to hear that you had a positive experience, Rachel! It was my pleasure to assist you throughout the process. I always strive to make it as smooth as possible, especially in challenging situations like yours. At First Commonwealth...

Quick communication, overall easy experience, knowledgeable

Reply from Zaine Tomkowski

September 28th, 2024 01:50 PM

I'm thrilled to hear that you found our communication swift and the overall experience easy, Joseph. Your kind words regarding my knowledge are much appreciated. Your 5-star rating means a lot to me and to everyone at First Commonwealth Mortgage....

Zaine was great with communication and very responsive to questions and concerns I had. Very fast at getting back to me. Overall made the process an easy and smooth process. Highly recommend

Reply from Zaine Tomkowski

September 28th, 2024 12:22 PM

Thank you for your generous review, Allison! I'm thrilled to hear that you found my communication and responsiveness beneficial during your experience with First Commonwealth Mortgage. My goal is always to make the process as easy and smooth...

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About

Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Construction Loan

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Specialities

First Time Homebuyer Programs

Construction Loans

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

FHA Loans

VA Loans

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Education

Saint Francis University

Business

Master of Business Administration (MBA)

Dec 2017 -May 2019

Lock Haven University

Physician Assistant

Bachelor of Science (BS)

Aug 2013 -Dec 2016

Positions

First Commonwealth Bank - Loan Officer Assistant
Feb 13th, 2017 - Nov 1st, 2021
First Commonwealth Bank - Market Mortgage Loan Officer
Nov 2nd, 2021 - Jul 1st, 2024

Memberships