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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...


Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Zaine was very flexible and on top of things.
Zaine went above and beyond to answer all my questions with purchasing my first house. Zaine is really knowledgable and provided excellent customer service with quick turnaround times for all my inqurires. I would recommend Zaine and First...
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Reply from Zaine Tomkowski
March 16th, 2025 01:15 PM
Brandon, thank you so much for your kind words! Helping you through the process of purchasing your first home was a pleasure. I'm glad I could provide the information and support you needed. Your recommendation means a lot to me and the team...
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Zaine was great to work with. He was extremely knowledgeable and helpful and we are happy that we chose him to go through this with!
Reply from Zaine Tomkowski
March 4th, 2025 04:04 AM
Billy, I'm thrilled to hear that you had such a positive experience working with me at First Commonwealth Mortgage. It was a pleasure assisting you, and I'm glad my knowledge and support were helpful throughout the process. Thank you for choosing...
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Open communication and keeping us informed every step of the way.
Reply from Zaine Tomkowski
March 2nd, 2025 12:38 PM
Andrew, I really appreciate your kind words! It's great to hear that the open communication and regular updates made a positive impact on your experience. Keeping clients informed is something I consider crucial, and I'm glad it resonated with...
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Zaine was easy to communicate with and quick to respond to any questions we had. We really enjoyed working with him!
Reply from Zaine Tomkowski
March 1st, 2025 04:59 PM
Thank you, Stephanie! I'm thrilled to hear that you enjoyed working with me. It was a pleasure assisting you, and I'm glad I could make the process smooth and responsive for you. If you have any more questions or need anything else in the future,...
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Zaine communicated well explained everything I needed and was easy to contact with out any automated systems
The transparency he provided was geeat as well as the assistance with and questions I had related to the documention.
Zaine and the whole team were great!! They kept in contact and explained things very well and made sure I understood everything.
Reply from Zaine Tomkowski
January 16th, 2025 02:00 PM
I'm thrilled to hear that you had such a positive experience with our team at First Commonwealth Mortgage, Cody. Your feedback is greatly appreciated. Your understanding of the process was our top priority, and I'm glad to hear we met your...
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Zaine was amazing worked with me under some crazy and difficult situations and worked to provide the best outcome would recommend him to anyone looking to purchase a home
Reply from Zaine Tomkowski
December 13th, 2024 12:34 AM
Thank you for your glowing review, Christopher. I'm pleased to hear you appreciated my efforts to navigate through the challenging circumstances we faced. Your satisfaction is my top priority, and I'm glad that I could ensure the best outcome...
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Very easy to talk with and explained everything throughout the process of the loan since it was my first. The entire process was smooth. Had a great time working with him all the way through till the end.
Reply from Zaine Tomkowski
November 23rd, 2024 05:03 PM
Joshua, thank you for the wonderful review and for taking the time to share your feedback with First Commonwealth Mortgage. Our priority is customer service and we are ecstatic that we met that mark! Kind clients like you make our job a pleasure....
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019

- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016

Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058