Zaine Tomkowski - First Commonwealth Mortgage 's Cover Image

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Zaine Tomkowski - First Commonwealth Mortgage...

AVP/Market Mortgage Loan Originator | NMLS# 160505...

Community PA +1

4.9

(307)

Saint Francis University

Mortgage

Mortgage Loan Officer

Saint Francis University

Contact Info

(814) 525-8974

Johnstown, PA

https://www.fcbanking.com/personal/mortgages/find-a-mortgage-loan-originator/zaine-tomkowski/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.9

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5 Star

95%

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Experience.com

4.9

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5.0

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Zaine was fantastic to work with. Our journey through this process was less than ideal but we greatly appreciated Zaine's patience as we sorted through unexpected challenges with finding a lot to purchase. Zaine always provided timely and clear...

Reply from Zaine Tomkowski

August 23rd, 2024 02:27 PM

Hey Timothy,Thank you so much for leaving such a great review and the 5-star rating. I'm thrilled to hear that you had an excellent experience with me at First Commonwealth Mortgage, despite the unexpected challenges you faced.Your patience...

Zane kept me posted every step of the way.

All of our paperwork was done on time. Zaine had very open communication with us about what the next steps were and was very helpful in completing those steps. He went above and beyond to help us gather the information and documentation we...

Reply from Zaine Tomkowski

August 11th, 2024 01:09 PM

I'm thrilled to hear that you had a smooth and easy experience, Eric. It's always my aim to ensure open communication and to assist through each step of the process. I'm glad I was able to help you gather the necessary information and documentation....

We had a great experience working with Zaine and the first Commonwealth team. We had zero hiccups in the home loan process. We were always informed of our steps throughout the process and we closed on schedule with the house we wanted! I would...

Reply from Zaine Tomkowski

August 11th, 2024 12:24 PM

Hey Aaron, I really appreciate your kind words and high rating! It was a pleasure helping you through the home loan process. I'm glad to hear that you had a smooth experience and that we were able to close on schedule with the home you wanted....

Zaine was responsive, knowledgeable, and friendly. He made the house buying process simple and went above and beyond to help in any way that he could. I would highly recommend Zaine to anyone and will be working with him again in the future!...

Reply from Zaine Tomkowski

August 10th, 2024 04:37 PM

Thank you so much for the positive feedback, Peyton! I'm thrilled to hear that you had a great experience with the house buying process. I always aim to keep things as simple as possible while providing top-notch service. Your recommendation...

Answered all my question that I had

Reply from Zaine Tomkowski

August 6th, 2024 03:34 PM

I'm glad to hear that you felt well-informed and supported during our interactions, Gabriel. Making sure all your inquiries are answered is a top priority here at First Commonwealth Mortgage. Your 5-star rating is very much appreciated. If...

We have had Zaine as our loan officer twice now and he was beyond amazing both times. If we had worries, he eased our minds. He kept in touch well and let us know everything going on. 10/10 recommend him for any home buying experience!

Reply from Zaine Tomkowski

August 6th, 2024 03:14 PM

I'm absolutely delighted to hear such positive feedback, Elizabeth! It was my pleasure assisting you with your loan process and ensuring everything went smoothly. Your confidence in me is greatly appreciated and I'm thrilled that I could help...

Zaine was super informative and helpful. Even gave direction to wait for a grant which helped us be able to afford a home higher in our budget than expected. He was quit to respond and always kept us in the loop of what was needed for our loan,...

Reply from Zaine Tomkowski

July 27th, 2024 09:29 PM

I'm thrilled to hear that you found my advice and guidance beneficial, Taylor. It was a pleasure to help you navigate the mortgage process and I'm glad that waiting for that grant worked to your advantage. It's fantastic to know that you could...

Zaine kept us updated daily throughout the process. He always returned phone calls within minutes. Zaine is very knowledgeable and gave us good advice. He made the mortgage process easy!

Reply from Zaine Tomkowski

July 22nd, 2024 10:41 AM

I'm overjoyed to hear that you had a great experience, Susan. Being able to guide you and provide timely updates is part of what makes my job so rewarding. I appreciate your kind words and the excellent rating. I'm here to make the mortgage...

Walked me through the process, the communication was perfect, kept everything moving along smoothly.

Reply from Zaine Tomkowski

July 19th, 2024 08:18 AM

Thank you, Vincent, for the generous rating and positive feedback! I'm thrilled to learn you found our communication and process effective. Your experience is a testament to the quality service we strive to provide at First Commonwealth Mortgage....

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About

Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Construction Loan

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Specialities

First Time Homebuyer Programs

Construction Loans

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

FHA Loans

VA Loans

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Education

Saint Francis University

Business

Master of Business Administration (MBA)

Dec 2017 -May 2019

Lock Haven University

Physician Assistant

Bachelor of Science (BS)

Aug 2013 -Dec 2016

Positions

First Commonwealth Bank - Loan Officer Assistant
Feb 13th, 2017 - Nov 1st, 2021
First Commonwealth Bank - Market Mortgage Loan Officer
Nov 2nd, 2021 - Jul 1st, 2024

Memberships