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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...


Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Zaine made everything so easy for us. The communication was great. Zaine responded to emails/texts very fast, never kept us waiting! 10/10 recommend!
Reply from Zaine Tomkowski
May 21st, 2025 02:21 AM
I'm thrilled to hear that the process was smooth and that communication met your expectations. It was a pleasure assisting you, and I truly appreciate your recommendation.
Zaine was available anytime we had questions. He explained everything to us in ways we understops.
Reply from Zaine Tomkowski
May 14th, 2025 12:04 PM
I'm pleased to hear that I could be available to answer your questions and explain everything clearly. It was a pleasure working with you, Samantha. Thank you for your kind words.
Lots of knowledge on different options and plans for first time home buyers. Communication was frequent, even with my crazy woek hours, he was available to help when needed.
Helped us purchase land that had some twist and turns. He worked hard to give us the best. Kept us updated every step of the way! Thank yo!
Reply from Zaine Tomkowski
May 12th, 2025 02:33 PM
I'm thrilled to hear that I could assist you in navigating the complexities of purchasing land. Keeping you informed was a priority, and I'm glad it contributed to your positive experience. Thank you for your kind words!
Everything went fairly smooth. When we had questions, they were answered.
Zaine was amazing through the entire process. he made sure to make sure I understood everything. He was excellent at keeping the process going as he knew we were on a time crunch. 100% recommend
Reply from Zaine Tomkowski
May 10th, 2025 03:04 PM
I'm thrilled to hear that your experience was positive and that I could assist you effectively, especially with the time constraints. Your recommendation means a lot to me. Thank you for choosing First Commonwealth Mortgage.
Zaine was beyond helpful and knowledgeable. went above and beyond to help me and advise me and was responsive to me All times of the day. Even on weekends. I can't say enough how Zaine went above and beyond to help us get our house. It was...
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Reply from Zaine Tomkowski
May 7th, 2025 09:50 AM
I'm thrilled to hear about your positive experience, Karen. It was a pleasure assisting you with your mortgage process and ensuring you felt supported every step of the way. I'm glad I could make the journey a bit easier for you. Thank you...
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From the beginning to the end Zaine was amazing. He did not stop working to get us everything we needed to close on the house. I'm pretty sure he even worked after hours. I can't say enough good things about him.
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Reply from Zaine Tomkowski
April 28th, 2025 03:23 PM
I'm thrilled to hear that you had such a positive experience, Karlee. It was my pleasure to assist you throughout the process and ensure everything was in place for your closing. Thank you for your kind words.
he helped through everything and answered all the questions we had! We appreciate his help!
Reply from Zaine Tomkowski
April 20th, 2025 01:07 PM
I'm glad to hear that I was able to assist you effectively and answer all your questions. Thank you for your kind words and for choosing First Commonwealth Mortgage.
Excellent job, great advisor. Thank you Zaine!
Reply from Zaine Tomkowski
April 16th, 2025 04:50 PM
I'm thrilled to hear that you had such a positive experience, Rumilda. It was a pleasure to assist you, and I appreciate your kind words. Thank you for choosing First Commonwealth Mortgage.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019

- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016

Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058