Top 5%
Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Great to talk with and understands the needs of the people and help
Reply from Zaine Tomkowski
June 16th, 2025 08:17 PM
I'm thrilled to hear that you found our conversation helpful and that I was able to understand and address your needs effectively. It was a pleasure assisting you, and I appreciate your kind words.
Zaine communicated well and made the entire process smooth and painless.
Reply from Zaine Tomkowski
June 5th, 2025 05:25 PM
I'm thrilled to hear that the communication and process met your expectations. It was a pleasure assisting you, and I appreciate your kind words about your experience with First Commonwealth Mortgage.
Zaine did a great job communicating withme with me throughout this whole process. He also gave me great advice on how I should go about the whole home owning process. Zaine would message me back at any time of the day to answer my questions...
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Reply from Zaine Tomkowski
June 5th, 2025 05:08 PM
I'm thrilled to hear that your home buying experience was positive and that I could assist you effectively. It was a pleasure helping you through the process and providing the necessary tools for your journey as a first-time homeowner. Thank...
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Felt communication broke down at end of process. All came together, but not as open communication at end of process.
Zaine was in constant contaxt with us throughout the proces. He always explained everything thoroughly and in ways we could always understand. It was a pleasure to work with him!
Reply from Zaine Tomkowski
June 2nd, 2025 10:45 PM
I'm thrilled to hear that you found the communication thorough and understandable throughout the process. It was a pleasure working with you, and I appreciate your kind words. Thank you for choosing First Commonwealth Mortgage.
Zaine always answered our questions and took the time to explain what was happening, what we needed to do, what we were waiting for to be processed. We felt like he was always looking out for our best interests. Thanks Zaine!
Reply from Zaine Tomkowski
May 31st, 2025 01:22 PM
I'm thrilled to hear that you felt well-informed and supported throughout the process. It was a pleasure assisting you, and I'm glad I could help you with your mortgage needs. Thank you for your kind words and trust in First Commonwealth Mortgage!...
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Zaine was the easiest and best part of home buying experience. He was quick, thorough, advised my wife nicely and answered the phone when we called.
I would recommend Zaine Tomkowski and First Commonwealth to anyone.
Reply from Zaine Tomkowski
May 25th, 2025 05:09 PM
I'm thrilled to hear that I could make your home buying experience enjoyable and seamless. It was a pleasure assisting both you and your wife. Thank you for your kind recommendation of First Commonwealth Mortgage.
Zaine went above and beyond expectations. Zaine called,text and e mail even on his days off. I will recommend him. Its not everyday you get personal attention like Zaine gave my wife and I. It was a pleasure to have someone that cares this...
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Reply from Zaine Tomkowski
May 24th, 2025 05:24 PM
I'm thrilled to hear that you had such a positive experience, Dwayne. It was my pleasure to assist you and your wife with the personal attention you deserve. Thank you for your kind words and for recommending me.
I was fairly new to the process and had great help along the way !
Reply from Zaine Tomkowski
May 22nd, 2025 01:06 PM
I'm thrilled to hear that you found the process helpful, Anthony. It was a pleasure assisting you through it. If you have any more questions or need further assistance, feel free to reach out.
Zaine kept us aware and on track thru the entire process. He also made us aware of the programs we could use within the state for credits. He is knowledgeble, thorough, timely and definitely organized. It was a pleasure to deal with someone...
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Reply from Zaine Tomkowski
May 21st, 2025 11:06 AM
I'm delighted to hear that you had a positive experience with the mortgage process, Shawn. It was a pleasure assisting you, and I'm glad I could keep you informed and on track. Thank you for your kind words and for choosing First Commonwealth...
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058