Top 5%
Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
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closed
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closed
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Reviews from Web
Zaine was excellent at his job! He was very timely and communicative . Highly recommended!
Reply from Zaine Tomkowski
July 21st, 2025 03:06 PM
I appreciate your feedback, Eric. I'm glad to hear that you found my communication and timeliness met your expectations. Being recommended as excellent at what I do truly means a lot. If you ever have any further needs or questions, don't hesitate...
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Zaine was very helpful and willing to answer all my questions throughout being a first time home buyer!
Reply from Zaine Tomkowski
July 20th, 2025 01:24 AM
I'm really pleased to hear that I could assist you, Ashley, especially as a first-time home buyer. Navigating such a significant milestone can be daunting, and I'm glad I could provide the answers and support you needed throughout the process....
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He handled everything so professional even when I woukd be frustrated and mad when we kept getting pushed back
Reply from Zaine Tomkowski
July 16th, 2025 03:14 AM
Thank you for sharing your experience, Levi. I'm glad to know that I could help navigate the process even during the more frustrating times. Remaining professional and supportive is a priority, especially when unexpected delays occur. If there's...
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He responded very promptly and communicated frequently. Was very pleasant and professional to work with. Everything was done in a timely fashion. I would not hesitate to use him again or recommend to friends or family!
Reply from Zaine Tomkowski
July 15th, 2025 10:27 AM
Thank you for your kind words, Michael. It's great to know you felt supported by my prompt and consistent communication throughout the process. Ensuring everything is handled professionally and efficiently is a top priority for me. I'm grateful...
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Everyone was very helpful and pleasant to deal with during the entire process.
Reply from Zaine Tomkowski
July 10th, 2025 07:32 PM
I'm glad to hear that you found the process pleasant, Kelli. It's important to me that the experience is seamless and stress-free for you. If there's anything more I can do for you, please don't hesitate to reach out.
I had a lot of questions, Zaine was great about answering each one and in a timely manner. He never made me feel like I was a bother and never spoke down to me. I'd recommend him to anyone seeking a loan!
Reply from Zaine Tomkowski
July 10th, 2025 02:19 PM
I'm really glad to hear that I could answer your questions promptly and effectively, Codi. It's important to me that my clients feel comfortable and respected throughout the loan process. Thank you for recommending my services to others. If...
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I've been house hunting for two years and have worked with Zaine the whole time. He was amazing and walked me through every step of the way. I will recommend him to everyone. Thanks so much for helping me be a homeowner!
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Reply from Zaine Tomkowski
July 5th, 2025 03:00 PM
I'm thrilled to hear about your successful home-buying journey, Sarah. It was a pleasure working with you over the past two years and guiding you through the process. Thank you for your kind words and for recommending me to others. Congratulations...
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Zaine was very supportave, always answered questions quickly, evan after hours and on the weekends. He is very knowledgable of the Home Loan procedures . I would recommend Zaine to everyone intrested in taking a loan from First Commonwealth....
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Reply from Zaine Tomkowski
June 25th, 2025 10:47 PM
I'm thrilled to hear that you had such a positive experience, Kirsten. It was my pleasure to assist you with your home loan, and I'm glad I could be there to support you every step of the way. Thank you for your kind words and recommendation....
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He was SOOOOO helpful and was always on top of everything! It didn't matter what day it was whether it was weekends or holidays he was always there for us figuring out what was being asked or giving us any info we asked for !
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Reply from Zaine Tomkowski
June 21st, 2025 01:38 AM
I'm thrilled to hear that you found my assistance helpful throughout the process. It was my pleasure to be there for you, ensuring you had the information you needed, even on weekends and holidays. Thank you for your kind words and for choosing...
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Zaine was very good at keeping me in the loop, and made the process work smoothly
Reply from Zaine Tomkowski
June 20th, 2025 12:26 PM
I'm glad to hear that the process was smooth and that you felt well-informed throughout. It was a pleasure assisting you, and I appreciate your positive feedback.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058