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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
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Reviews from Web
was in constant communication, letting me know what was happening, what the next step was, letting me know what to expect and answering any questions I had
Reply from Zaine Tomkowski
August 21st, 2025 07:12 AM
Emily, thank you for highlighting the importance of communication throughout the process. I'm pleased to know that keeping you informed and addressing your questions helped make things clearer for you. If there's anything else you need or if...
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Made the process quick and easy!
Reply from Zaine Tomkowski
August 19th, 2025 06:29 PM
Chelsea, thank you for taking the time to share your experience. I'm delighted to hear that I could make the process quick and easy for you. Ensuring a smooth experience is always my priority. If there’s anything else you need or any questions...
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It's a confusing, frankly stupid process, but Zaine kept it all moving forward.
Reply from Zaine Tomkowski
August 19th, 2025 12:10 PM
Hunter, I can absolutely understand how confusing the mortgage process can be, and I appreciate your honesty. I'm glad that I was able to help guide you through and keep things progressing smoothly. If you have any questions or need further...
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He handled everything quickly and efficientl. made everything a breeze for us.
Reply from Zaine Tomkowski
August 18th, 2025 02:06 PM
Nicholas, thank you for your kind words. I'm glad to hear that I could make the process quick and efficient for you. It's always my goal to ensure that everything goes smoothly and feels easy on your end. If you ever need further assistance...
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Zaine explained things that I did not understand & in a way that was simply & clear. He kept me informed & always polite . He wasn't just doing his job, he actually cared about what I was dealing with. There needs to be more people like Zaine....
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Reply from Zaine Tomkowski
August 6th, 2025 04:50 AM
Thank you, Mary, for sharing your experience. I'm really pleased that I could explain things clearly and keep you informed throughout the process. It's important to me that I show genuine care and support during what can be a complex time....
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Zaine helped choose the best mortgage and solution for myself. he had great communication and anytime i had a question he responded promptly and helped me along the way
Reply from Zaine Tomkowski
August 3rd, 2025 01:02 PM
Thank you, Mariah, for taking the time to share your experience. I'm glad that I could assist in finding the best mortgage solution for you. Communication is something I focus on greatly, and I'm pleased to hear that my prompt responses helped...
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Zaine has gone above and beyond to make this an easy and great experience for us, including working on a Sunday so that we could make an offer on a home ad as soon as possible. He answered every communication quickly and clearly, and worked...
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Reply from Zaine Tomkowski
July 31st, 2025 06:24 PM
Anthony, thank you for your kind feedback. I'm truly pleased to hear that I could make the experience easy and seamless for you, especially by being available on a Sunday to assist with your home offer. Quick and clear communication is something...
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Zaine was very knowledgeable and answered all of our questions. He kept us up to date through the process and replied quickly to all of our calls and emails even on weekends!
Reply from Zaine Tomkowski
July 31st, 2025 02:37 PM
Thank you, Laura, for your thoughtful review. I'm very pleased to know that my knowledge and responsiveness helped make the process smooth for you. Keeping clients well-informed and addressing your calls and emails promptly, even on weekends,...
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Consistent communication, updates, and availability to answer questions. Also a willingness to get the answers I needed when he didn't know the answer
Reply from Zaine Tomkowski
July 26th, 2025 12:24 PM
Thank you, John, for highlighting your experience. I'm glad my consistent communication and updates were helpful to you. It's important to me to be available and ensure all your questions are answered, even if it means finding information I...
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Zaine was wonderful to work with! very informative and helpful during the whole process!
Reply from Zaine Tomkowski
July 24th, 2025 10:14 PM
Thank you for your kind words, Amy. I'm really glad to hear that you found the process informative and helpful. Being able to support you throughout is something I strive for. If you have any more questions or need further assistance, please...
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058