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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...


Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
From the moment I spoke with Zane and shared my situation, he assured me that he would manage the process effectively. He consistently provided clear communication and never hesitated to offer straightforward information. Zane guided me through...
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Reply from Zaine Tomkowski
September 26th, 2025 04:21 PM
It's truly encouraging to know that my efforts to provide clear communication and guidance made a difference during your experience, Joseph. I'm glad I could assist you through every step and help you feel informed and reassured, even in challenging...
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Zaine has great communication and is Very respectful and well mannered. Thank you
Reply from Zaine Tomkowski
September 21st, 2025 04:18 PM
I appreciate the recognition of my communication and respectfulness, Elijah. It's important to me to maintain those standards in all my interactions. If there's anything more I can do for you, please let me know.
zaine was amazing! Quick responses and always helped us with questions .
Reply from Zaine Tomkowski
September 21st, 2025 03:39 PM
I'm pleased to know that my quick responses and assistance with your questions made a positive impact on your experience, Autumn. If there's ever anything else you need, please feel free to reach out.
Zaine was very pleasant and responsive and answered all of my questions. he made the process very easy.
Reply from Zaine Tomkowski
September 21st, 2025 01:31 PM
I'm glad to hear that you found the process easy with my help, Desmond. It's important to me to be both pleasant and responsive when answering questions. If you need anything else, feel free to get in touch.
Zaine was extremely helpful throughout the entire process
Reply from Zaine Tomkowski
September 21st, 2025 12:56 PM
I'm grateful to hear that you found my assistance helpful during the entire process, Autumn. Supporting clients every step of the way is important to me. If you have any further questions or need additional support, feel free to reach out.
Zaine was very responsive to my questions and concerns.
Reply from Zaine Tomkowski
September 19th, 2025 12:28 PM
It’s great to hear that you found my responsiveness helpful, Pamela. Addressing questions and concerns promptly is important to me. If there's anything more you need, don't hesitate to reach out.
Zaine was very informative, answered all my questions, and was very understanding and patient with all my anxiety and questions throughout the whole process!
Reply from Zaine Tomkowski
September 11th, 2025 04:01 PM
I'm pleased to know that you felt supported and informed throughout the process, Natashia. It's important to me to provide clear answers and a patient approach, especially when dealing with concerns and questions. If there's anything else I...
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Cery good at communicating with customer!
Reply from Zaine Tomkowski
September 11th, 2025 12:02 PM
I'm glad to know that you appreciated my communication, Hunter. Staying connected and ensuring clarity is important to me. If there's anything more I can do for you, just let me know.
Zaine was very professional and answered quickly and very helpful.
Reply from Zaine Tomkowski
September 10th, 2025 09:19 PM
I appreciate your feedback, John. I'm glad to hear that you found my communication prompt and professional. If you need anything else or have further questions, please feel free to reach out.
Zaine was extremely helpful and knowledgeable and was able to help us get into our new home very quickly.
Reply from Zaine Tomkowski
August 24th, 2025 12:15 PM
I'm glad to hear that I could assist you in getting into your new home quickly, Daniel. It’s wonderful to know that my support and knowledge made a positive difference during the process. If you have any further questions or need additional...
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019

- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016

Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058