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Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...


Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Zaine was extremely knowledgeable, and the few times he did not have the answers, he knew where to get them. He was patient and compassionate with my impatience and frustration with the process. He was very quick to respond to questions or...
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Reply from Zaine Tomkowski
October 29th, 2025 08:43 PM
I'm grateful for your kind words, Melissa. It's essential to have a reliable source of information during the mortgage process, and I'm glad I could assist effectively. Your patience and understanding throughout the process were greatly appreciated....
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Zaine was very helpful answering questions anytime that w had a question
Reply from Zaine Tomkowski
October 17th, 2025 04:40 PM
It's good to hear that I was able to assist you with your questions, Vincent. Being available to help is a key part of the service I provide. Should you have any more questions or need further assistance, don't hesitate to reach out.
He was very informative and willing to go the extra mile to get me the best solutions for my mortage.
Reply from Zaine Tomkowski
October 15th, 2025 08:15 PM
I'm pleased to know that you found my efforts informative and helpful in finding the best mortgage solutions, Kevin. It's always my goal to provide thorough support and guidance. If you have further questions or need additional assistance,...
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Zaine worked under a tight deadline to get us into our house as soon as possible and was a great communicator.
Reply from Zaine Tomkowski
October 13th, 2025 05:42 PM
I'm glad I was able to assist with your timeline and that you found the communication effective, Taylor. It's important to me to ensure everything goes smoothly, especially when deadlines are tight. If you need more assistance or have further...
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Zaine worked quickly for us to help meet deadlines and got us into our new house as soon as possibl!
Reply from Zaine Tomkowski
October 10th, 2025 08:47 PM
It's great to hear that I was able to assist you in meeting your deadlines, Tyler. Ensuring a smooth and timely process is a top priority for me. If you have any more questions or need further assistance in the future, feel free to reach out....
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Zaine was wonderful, very informative and helpful through a stressful process!
Reply from Zaine Tomkowski
October 9th, 2025 07:08 PM
I'm pleased to hear that I could be of assistance during a challenging time, Elizabeth. It's important to me to provide helpful and informative support. If there's anything else you need or questions I can assist with, please don't hesitate...
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Zaines communication and availability.
Reply from Zaine Tomkowski
October 8th, 2025 04:36 PM
I'm pleased that my communication and availability met your expectations, Joshua. If you ever need further assistance or have more questions in the future, feel free to reach out. Your satisfaction is important to me.
I have bought 2 other house in different cities and the banks i used the individuals where not much help . Zaine was 10 times more helpful then both of them put together . I asked him for alot of help and he always was happy to help me . if...
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Reply from Zaine Tomkowski
October 7th, 2025 06:40 PM
I'm grateful for your kind words, Gary. It's satisfying to know that I could provide the assistance you needed compared to your previous experiences. Helping clients like you navigate the home buying process is what I aim to do, and I'm pleased...
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Fast responses, on top of things, excellent at communicating and explaining everything!!!! Made everybit of the process easy
Reply from Zaine Tomkowski
October 6th, 2025 11:04 PM
I'm glad to hear that you found the process smooth and well-explained, Jennifer. Ensuring timely and clear communication is a priority for me, so I'm pleased it made a positive impact on your experience. If there's anything more you need or...
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It was great working with Zaine .
Reply from Zaine Tomkowski
September 29th, 2025 09:55 AM
I'm glad to hear that you had a positive experience working with me, Tammy. If there's anything else I can assist you with in the future, please don't hesitate to reach out. Thank you for your feedback.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019

- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016

Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058