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Zack Pappuleas at CrossCountry Mortgage - Branch Manager | NMLS #2071748 in Eagle, ID
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Zack Pappuleas at CrossCountry Mortgage

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Branch Manager | NMLS #2071748

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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5 Star
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1%
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Reviews from Web
  • Encompass
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    Benjamin T H
    Eagle, ID
    Posted on December 27th, 2025 03:44 PM
    Amazing Service!
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    Thank you for your positive feedback, Benjamin. I'm glad to know you were satisfied with the service. If you need any further assistance, feel free to get in touch.
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    Max D
    Posted on December 17th, 2025 04:36 PM
    Zack was very helpful and available to answer questions. As first time home buyers, we had a lot of questions. He gave us a thorough run down of everything we needed to know every step along the way. We are thankful for the chance to work with...
    read more
    Reply from Zack Pappuleas
    August 9th, 2026 04:03 PM
    Thank you Max for the 5 star review and for the kind words!
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    Maxwell D
    Federal Way, WA
    Posted on December 17th, 2025 04:35 PM
    Zack was very helpful and available to answer questions. As first time buyers, we had a lot of questions and he gave us a thorough run down of every step of the process. We are very thankful for the chance to work with him and the team!
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I appreciate your kind words, Maxwell. I'm glad I could assist you as first-time buyers and provide the information you needed throughout the process. If any more questions arise or if there’s further assistance I can offer, please feel free...
    read more
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    Hannah N
    Ontario, OR
    Posted on December 17th, 2025 04:16 PM
    Zack and his team were great to work with. He took the time to explain things and make adjustments to get the best terms for our situation. Our title company said they were the best to work with on their end as well. They were prompt and got...
    read more
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    It's great to hear that working with me and my team was a positive experience for you, Hannah. I'm glad I could help find the best terms for your situation and ensure everything proceeded smoothly. It’s also rewarding to know the title company...
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    Max D
    Posted on December 17th, 2025 12:00 AM
    Zack was very helpful and available to answer questions. As first time home buyers, we had a lot of questions. He gave us a thorough run down of everything we needed to know every step along the way. We are thankful for the chance to work with...
    read more
    Reply from Zack Pappuleas at CrossCountry Mort...
    December 25th, 2025 02:16 PM
    I'm pleased to know I could assist you as first-time home buyers and provide clarity throughout the process, Max. It was a pleasure working with you and ensuring you had the information necessary at each step. If there's anything more you need...
    read more
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    Danny M
    Posted on December 2nd, 2025 09:51 PM
    Zack is hands-down the best home mortgage loan officer I’ve ever worked with. I’ve done many refinances over the years, and no one compares. He’s creative, he finds solutions others miss, and he’s incredibly prompt and professional. If you...
    read more
    Reply from Zack Pappuleas
    August 9th, 2026 04:04 PM
    Thank you Danny for the 5 star review!
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    Daniel P M
    Nampa, ID
    Posted on December 2nd, 2025 09:51 PM
    Zack was very professional and so was his team
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm glad to know you found my professionalism, as well as my team's, to be satisfactory, Daniel. Ensuring a high standard of service is important to me. If there's anything else you need or any further assistance required, please don't hesitate...
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    Cesar L
    Homedale, ID
    Posted on December 2nd, 2025 03:14 AM
    They made the process very easy and made us feel comfortable through the whole process
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm pleased to hear that the process felt easy and comfortable for you, Cesar. Ensuring a smooth experience is always important to me. If you have any further questions or if there's anything else I can do to assist, please don't hesitate to...
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    Natalie K
    Homedale, ID
    Posted on December 1st, 2025 04:11 PM
    Zach was very helpful through the whole process and was very quick to help with any questions that we had.
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I appreciate your feedback, Natalie. It's encouraging to know that you felt supported and that I was able to assist you promptly throughout the process. If more questions come up or if there's anything else you need, I'm just a message away....
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    Marc W
    Posted on November 21st, 2025 01:42 PM
    Working with Zack to nail down a mortgage was as easy as it gets. He has the tools to quickly provide you with different scenarios that fit your situation the best. You can tell he is passionate about crunching the numbers. We weren't sure...
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    Reply from Zack Pappuleas
    August 9th, 2026 04:04 PM
    Thank you so much Marc for the 5 star review!
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    Bank Statement Mortgages
    Specialities
    Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
    What is the Search Rank Score®?
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    Positions
    • CrossCountry Mortgage - Branch Manager
      May 18th, 2026 - Current
    • Waterstone Mortgage - Mortgage Loan Originator
      Jan 9th, 2023 - May 15th, 2026
    Memberships
    • Canyon County Regional REALTORS®
    • Mortgage Coach
    • Business Networking International (BNI)
    • View All

    Year Started

    2021

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • 2071748
    Gallery
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Awards
    2023 Rookie of the...
    2024 Presidents Cl...
    2025 Presidents Cl...
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    Achievements
    • 2026 Scotsman Guide Top Originator
    Hobbies
    • Camping
    • Hunting
    • Fishing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS