

Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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My husband and I were first-time home buyers who found a FSBO property to call home. Zack and Sara walked us through every step and provided additional support where we didn't have realtors to guide us. We would tell anyone looking to buy to...
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Zack is an absolute stud. Both he and Sara worked very hard to get us to the finish line. I highly recommend Zack and his team to all my clients and friends. He takes great care with everyone. Thanks Zack!
Zack has always been great to work with. He communicates well and always is timely with our closings! I know I can always count on him and feel confident sending clients his way!
Reply from Zack Pappuleas
July 27th, 2026 07:21 PM
Brenda, I appreciate your trust and confidence in my work. It's great to hear that my communication and timely handling of closings have been beneficial for you. I'm grateful for the opportunity to continue supporting you and your clients.
Zack made himself readily available even after hours. His communication was both transparent and professional. He provided me with multiple options for refinancing , explained details along with providing pros and cons. Platform utilized gave...
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Reply from Zack Pappuleas at CrossCountry Mort...
July 13th, 2026 05:53 PM
Curt, I appreciate your feedback on my availability and communication. I'm glad the options and detailed explanations I provided were helpful to you. It's great to know that the platform offered clear visibility on all aspects, including closing...
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Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Samone D
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 05:47 PM
Thank you so much for the 5 star review Samone! So happy for you and David on your new home!
Zack has been thorough in educating us in our first home buying experience. Was very communicative throughout the process, keeping us in the loop and making sure we had confidence and comfort in our mortgage decisions. Definitely would recommend....
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I told Cyan about you guys. Hopefully she will contact you when she is ready to buy
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Thank you, Jazmin, for recommending me to Cyan. I appreciate your support and look forward to the opportunity to assist her when she's ready. If there's anything else I can do for you, please let me know.
Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Mike C
Reply from Zack Pappuleas
May 21st, 2026 05:48 PM
Thank you so much for the 5 Star review Mike!!
Thank you very much Zach for a pleasant experience.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I appreciate your kind words, Michael. I'm glad to hear that you had a pleasant experience. If you ever have any more questions or need assistance in the future, please feel free to reach out.
Zack and his team were amazing! They helped me purchase the perfect home within my price range. He was incredibly informative and patient throughout the entire process.
Reply from Zack Pappuleas
May 21st, 2026 05:48 PM
Thank you so much for the kind words and 5 Star review Rebekah! Hope you are enjoying your new home!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2025 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095