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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Working with Zack to nail down a mortgage was as easy as it gets. He has the tools to quickly provide you with different scenarios that fit your situation the best. You can tell he is passionate about crunching the numbers. We weren't sure...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Your feedback is greatly appreciated, Marc. I'm glad to know that navigating the mortgage process was straightforward and satisfactory for you. Finding a loan within your target monthly payment is a key goal for me, and I'm pleased I could...
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Zack and Sarah are both amazing. They made the whole process seem very easy and understandable. We are looking forward to continuing to work with them in the future!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm pleased to hear that you found the process smooth and clear, Samantha. Working with Sarah and ensuring you have a positive experience is important to me. If there's anything more you need or any questions arise, feel free to reach out....
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Hold please....
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I noticed your concise feedback, and if there's anything more you wish to discuss or if you need assistance, just let me know. I'm here to help with any questions or concerns you might have.
Absolutely wonderful!Throughout the entire process Zack has been very upfront, honest, helpful, and extremely knowledgeable. Zack and his team helped us navigate the entire first time homebuying experience seamlessly. He works directly with...
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Reply from Zack Pappuleas
August 9th, 2026 04:06 PM
Thank you Chris for trusting us to help you with your first home purchase! Truly an honor to help! Always here to help!
Zack and his team always go above and beyond what it takes to make our mortage dreams come true! This is our second time working with Zack and we always feel heard and trusted ! Thank You Zack and Team!
Reply from Zack Pappuleas
August 9th, 2026 04:12 PM
Ashley! Thank you so much for the kind review! Means a lot!
Zack and his team always go above and beyond what it takes to make our mortage dreams come true! This is our second time working with Zack and we always feel heard and trusted ! Thank You Zack and Team!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm grateful for your kind words and continued trust, Ashley. It's truly rewarding to know that you feel heard and valued while working with me and my team. If there's anything more you need or further assistance in the future, I'm here to...
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Zack was awesome from start to finish on our home purchase. Even before we selected him as our lender, he ran a bunch of scenarios for where we would be and helped us navigate the purchase process and challenges through underwriting. Couldn’t...
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Reply from Zack Pappuleas
August 9th, 2026 04:13 PM
Thank you Tommy for the trust you put in my team and I to help you navigate to the finish line of your home purchase!
Super helpful throughout the process and all of our different options. Kept us in the loop of where we were through underwriting as well
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I appreciate your feedback, Thomas. It's important to me to keep clients informed and present options every step of the way. If you have any further questions or need assistance in the future, feel free to reach out.
Zach was very informative and walked us through every step
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm pleased to hear that you found the information and guidance I provided helpful, George. It's always my goal to ensure clarity throughout each stage of the process. If you have any further questions or need additional support, don’t hesitate...
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Zach was awesome to deal with throughout the entire process, he was very knowledgeable and answered all my questions in a way that this dumb dumb could understand.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm glad to hear that I could assist you effectively throughout the process, Joel. Making sure everything is clear and understandable is important to me, so I appreciate your kind words. If there’s ever more you need or any additional questions,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095