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Zack Pappuleas at CrossCountry Mortgage - Branch Manager | NMLS #2071748 in Eagle, ID
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Zack Pappuleas at CrossCountry Mortgage

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Branch Manager | NMLS #2071748

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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  • Encompass
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    Marc W
    Nampa, ID
    Posted on November 21st, 2025 01:41 PM
    Working with Zack to nail down a mortgage was as easy as it gets. He has the tools to quickly provide you with different scenarios that fit your situation the best. You can tell he is passionate about crunching the numbers. We weren't sure...
    read more
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    Your feedback is greatly appreciated, Marc. I'm glad to know that navigating the mortgage process was straightforward and satisfactory for you. Finding a loan within your target monthly payment is a key goal for me, and I'm pleased I could...
    read more
  • Encompass
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    Samantha S
    Nampa, ID
    Posted on November 16th, 2025 11:09 PM
    Zack and Sarah are both amazing. They made the whole process seem very easy and understandable. We are looking forward to continuing to work with them in the future!
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm pleased to hear that you found the process smooth and clear, Samantha. Working with Sarah and ensuring you have a positive experience is important to me. If there's anything more you need or any questions arise, feel free to reach out....
    read more
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    Christopher S
    Nampa, ID
    Posted on November 11th, 2025 01:50 PM
    Hold please....
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I noticed your concise feedback, and if there's anything more you wish to discuss or if you need assistance, just let me know. I'm here to help with any questions or concerns you might have.
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    Christopher S
    Posted on November 8th, 2025 07:28 PM
    Absolutely wonderful!Throughout the entire process Zack has been very upfront, honest, helpful, and extremely knowledgeable. Zack and his team helped us navigate the entire first time homebuying experience seamlessly. He works directly with...
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    Reply from Zack Pappuleas
    August 9th, 2026 04:06 PM
    Thank you Chris for trusting us to help you with your first home purchase! Truly an honor to help! Always here to help!
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    Ashley H
    Posted on October 28th, 2025 12:56 PM
    Zack and his team always go above and beyond what it takes to make our mortage dreams come true! This is our second time working with Zack and we always feel heard and trusted ! Thank You Zack and Team!
    Reply from Zack Pappuleas
    August 9th, 2026 04:12 PM
    Ashley! Thank you so much for the kind review! Means a lot!
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    Ashley A H
    Pelham, GA
    Posted on October 28th, 2025 12:55 PM
    Zack and his team always go above and beyond what it takes to make our mortage dreams come true! This is our second time working with Zack and we always feel heard and trusted ! Thank You Zack and Team!
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm grateful for your kind words and continued trust, Ashley. It's truly rewarding to know that you feel heard and valued while working with me and my team. If there's anything more you need or further assistance in the future, I'm here to...
    read more
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    Tommy G
    Posted on October 25th, 2025 12:47 PM
    Zack was awesome from start to finish on our home purchase. Even before we selected him as our lender, he ran a bunch of scenarios for where we would be and helped us navigate the purchase process and challenges through underwriting. Couldn’t...
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    Reply from Zack Pappuleas
    August 9th, 2026 04:13 PM
    Thank you Tommy for the trust you put in my team and I to help you navigate to the finish line of your home purchase!
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    Thomas G
    Nampa, ID
    Posted on October 25th, 2025 12:45 PM
    Super helpful throughout the process and all of our different options. Kept us in the loop of where we were through underwriting as well
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I appreciate your feedback, Thomas. It's important to me to keep clients informed and present options every step of the way. If you have any further questions or need assistance in the future, feel free to reach out.
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    George S G
    Star, ID
    Posted on October 19th, 2025 02:07 PM
    Zach was very informative and walked us through every step
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm pleased to hear that you found the information and guidance I provided helpful, George. It's always my goal to ensure clarity throughout each stage of the process. If you have any further questions or need additional support, don’t hesitate...
    read more
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    Joel M
    Bonney Lake, WA
    Posted on October 8th, 2025 01:38 AM
    Zach was awesome to deal with throughout the entire process, he was very knowledgeable and answered all my questions in a way that this dumb dumb could understand.
    Reply from Zack Pappuleas at CrossCountry Mort...
    May 21st, 2026 09:37 PM
    I'm glad to hear that I could assist you effectively throughout the process, Joel. Making sure everything is clear and understandable is important to me, so I appreciate your kind words. If there’s ever more you need or any additional questions,...
    read more
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    Bank Statement Mortgages
    Specialities
    Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
    What is the Search Rank Score®?
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    Positions
    • CrossCountry Mortgage - Branch Manager
      May 18th, 2026 - Current
    • Waterstone Mortgage - Mortgage Loan Originator
      Jan 9th, 2023 - May 15th, 2026
    Memberships
    • Canyon County Regional REALTORS®
    • Mortgage Coach
    • Business Networking International (BNI)
    • View All

    Year Started

    2021

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • 2071748
    Gallery
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Zack Pappuleas at CrossCountry Mortgage - Gallery Photo
    Awards
    2023 Rookie of the...
    2024 Presidents Cl...
    2025 Presidents Cl...
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    Achievements
    • 2026 Scotsman Guide Top Originator
    Hobbies
    • Camping
    • Hunting
    • Fishing
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS