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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Friendly, answered questions proptly and quick. Super helpful with our 1st time buying a home.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm pleased to hear that I could assist you with your first home purchase, Kimberley. Being available to answer your questions promptly is very important to me, and I'm glad it was helpful for you. If you have any other questions or need further...
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Very prompt and professional.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Thank you for your kind words, John. I'm glad to hear you found my service prompt and professional. If there's anything more I can assist you with, please don't hesitate to contact me.
Easy process, very helpful
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I appreciate the positive feedback on the process, Zane. I'm glad to hear you found it straightforward and helpful. If there's anything else you need, don't hesitate to get in touch.
Zack and his team were amazing! We were a complicated case but Zack got us into a great home. Be ready for the underwriting team though. The only stressful part of the process. They are just going by the book. Zack is there for you every step...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
It's great to hear that I could help you navigate the complexities of your case, Nicole. I understand that the underwriting process can feel a bit overwhelming, and I appreciate your patience with it. My goal is always to guide you through...
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Zack assisted us with getting the best interest rate, patiently answered a million questions, kept us informed of the process, and helped us run several scenarios regarding how much to put down and how much to finance. Very responsive to questions....
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm genuinely pleased to hear that your experience was so positive, Kathy. Ensuring you received the best interest rate and having comprehensive conversations about your options were important aspects of our work together. I'm glad my approach...
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Zack and his team are amazing. No question is too big or small for them, and will answer them in a timely manner. Thy are able to give many different scenarios of your loan to help you decide what will work best for you.
Reply from Zack Pappuleas at CrossCountry Mort...
August 9th, 2026 04:02 PM
Thank you Scott for the kind words! Really appreciate the opportunity to help you and your family!
Zack and his team were awesome. They were willing to run numerous scenarios for us and always be available to answer questions about our loan and process. No question was to big or small they were always willing to answer our questions in a...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm grateful for your kind words, Scott. It's reassuring to know that I, along with my team, could provide the support you needed throughout the mortgage process. Being available to address every question and running multiple scenarios are...
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Zack and his team are amazing. No question is too big or small for them, and will answer them in a timely manner. Thy are able to give many different scenarios of your loan to help you decide what will work best for you.
Reply from Zack Pappuleas at CrossCountry Mort...
February 4th, 2026 02:11 PM
I'm pleased to know you found my approach helpful, Scott. Answering your questions promptly and exploring various scenarios to find the best fit for you is always my aim. If anything else comes up or you need further assistance, feel free to...
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Zack was great to work with, he was always timely to respond and made sure we knew all our options for our situation.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm glad to hear you found our collaboration smooth, Mary. Ensuring timely responses and making sure you were aware of all your options was important to me. If you have any more questions or need further assistance, feel free to reach out anytime....
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Excellent service and communication throughout the entire process!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I appreciate your feedback, Karlyn. It's great to hear that the service and communication during the process were to your satisfaction. If there's anything more I can do for you or any questions you have, please don't hesitate to get in touch....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery
Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095