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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Zack is the best. He just helped us refinance our home and saved us so much money.
Reply from Zack Pappuleas at CrossCountry Mort...
April 3rd, 2026 02:11 PM
It's great to know that you had a positive refinance experience, Sarah. I'm glad I could assist in saving you money during the process. If you need any more help or have questions in the future, feel free to reach out.
For being a first time home buyer Zack was really patient and helpful through it all.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm glad to hear that you found my assistance helpful and patient during your first home buying experience. It's important to me that you felt supported throughout the process. If you have any more questions or need further assistance, feel...
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Zack has been a phenomenal lender for many of my clients. He truly cares and shows that from the first interaction and beyond closing. He has a way of making numbers make sense when others aren't clear. Not only has he helped many clients,...
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Reply from Zack Pappuleas at CrossCountry Mort...
August 9th, 2026 03:16 AM
Thank you so much Brenn for trusting me not only with your own purchase but also with your clients! It truly is an honor! Always here to help!
Zack has been a phenomenal lender for many of my clients. He truly cares and shows that from the first interaction and beyond closing. He has a way of making numbers make sense when others aren't clear. Not only has he helped many clients,...
read more
Reply from Zack Pappuleas at CrossCountry Mort...
April 1st, 2026 02:11 PM
Thank you for your kind words, Brenn. It’s truly rewarding to know that my efforts to clarify the lending process and provide genuine care have made a positive impact. I'm glad I could assist you and your clients effectively. If there’s ever...
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Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Levi D
Reply from Zack Pappuleas at CrossCountry Mort...
August 9th, 2026 03:18 AM
Thank you Levi for the 5 Star Review!
Helpfully communication flexibility and polit
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I appreciate your feedback, Levi. It's great to know that you found the communication flexible and polite. I'm always here to assist if you have further questions or need any more help.
Great communication and hel.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm pleased to hear that you found the communication helpful, Rita. Ensuring clarity and support throughout the process is important to me. If there's anything else you need, feel free to reach out.
Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Doug B
Reply from Zack Pappuleas at CrossCountry Mort...
August 9th, 2026 03:19 AM
Thank you Doug for the 5 Star Review!
Quick and easy home buying experience!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm glad to hear your home buying experience was quick and easy, Douglas. Making the process smooth for you is always my priority. Should you need any further assistance, I'm here to help.
Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Kim M
Reply from Zack Pappuleas at CrossCountry Mort...
August 9th, 2026 03:19 AM
Thank you Kim for the 5 Star Review!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095