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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Reviews from Web
Zack Pappuleas is the absolute best in the business. I have had the pleasure of working closely with him on multiple transactions and every client is always in excellent hands with their loans successfully closing. Our deadlines are always...
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Reply from Owner
March 29th, 2025 10:59 PM
Thank you so much Chelsea for the kind review and for trusting my team and I to help serve your clients on their real estate goals!
Zack Pappuleas is the absolute best in the business. I have had the pleasure of working closely with him on multiple transactions and every client is always in excellent hands with their loans successfully closing. Our deadlines are always...
read more
Reply from Owner
March 29th, 2025 10:59 PM
Thank you so much Chelsea for the kind review and for trusting my team and I to help serve your clients on their real estate goals!
FIVE Stars!!! We had the pleasure of working with Zack Pappuleas at Waterstone Mortgage the past few months and can say without a doubt that he exceeded ALL of our expectations.Zack's level of customer service and professionalism, was surpassed...
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Zack was a great time he’s very helpful and easy to get along with and will to go the extra mile to make sure you understand what is going on. He is someone anyone would be happy they chose to be in there corner. He is all around a great man...
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5 stars are not enough for this review 🤩 Zack Pappuleas at Waterstone should be your next lender.If you don’t want to read the main point is. Go with Zack Pappuleas!!!!! He is the most innovative lender you will find! He thought outside the...
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I've worked with a few different lenders, and working with Zack was by far the best experience. He really works with you to find the best solution, is extremely knowledgeable and communicative, and was just overall enjoyable to work with. Would...
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Zack was great to work with. He went beyond what we expected from any loan officer. We would recommend Zack to anyone looking for a home loan.
Zack is great. He will walk you through the process, advise based upon your needs, and keep the communication strong throughout the process.
Zach went above and beyond to help not only answer out question about the loan process but actually took the time to educate us as well to make sure we made the most informed decisions
It was such a pleasure to work with Zack on our home purchase. He was great at communicating, answered all our questions, and made the loan process easy. We were able to close on our new home on time, and it was all thanks to Zack and his great...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095