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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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I work in the real estate industry as a Realtor and when it came time to get a loan for a personal purchase there was simply no other Lender I would have chosen. Zack is an expert at what he does and treats his clients like family. He was always...
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Zack was absolutely amazing throughout the entire process! He made everything incredibly smooth. His knowledge and guidance at every step made closing on our house a great experience.
Zack was absolutely amazing throughout the entire process! He made everything incredibly smooth. His knowledge and guidance at every step made closing on our house a great experience.
Zack was absolutely amazing throughout the entire process! He made everything incredibly smooth. His knowledge and guidance at every step made closing on our house a great experience. Thanks Again!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm thrilled to hear that your experience was smooth and enjoyable. It was a pleasure guiding you through the process, and I'm grateful for your kind words. Thank you for choosing Waterstone Mortgage!
Zack was a pleasure to work with. He went out of his way to provide several scenarios in regard to mortgage options, and helped me get the house I wanted.
Zack was a pleasure to work with. He went out of his way to provide several scenarios in regard to mortgage options, and helped me get the house I wanted.
Zach has been thru this entire process, IN THE MOMENT! The moment the phone rings, he is answering it. I didn't have one question that Zach didn't have the answer to. I highly recommend that everyone have Zach a part of the team you want handling...
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Reply from Owner
March 29th, 2025 11:02 PM
Thank you Jason for trusting my team and I every step of the way!
Zach has been thru this entire process, IN THE MOMENT! The moment the phone rings, he is answering it. I didn't have one question that Zach didn't have the answer to. I highly recommend that everyone have Zach a part of the team you want handling...
read more
Reply from Owner
March 29th, 2025 11:02 PM
Thank you Jason for trusting my team and I every step of the way!
I’ve purchased 4 homes so far in my life and Zack is the absolute best mortgage person I have ever dealt with, he is an expert in his field, we is always ready and willing to answer any questions and is always so quick to respond to any needs....
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Reply from Owner
March 29th, 2025 11:01 PM
Thank you Nate! That means a lot! Blessings to you and your family on the cross-country move!
I’ve purchased 4 homes so far in my life and Zack is the absolute best mortgage person I have ever dealt with, he is an expert in his field, we is always ready and willing to answer any questions and is always so quick to respond to any needs....
read more
Reply from Owner
March 29th, 2025 11:01 PM
Thank you Nate! That means a lot! Blessings to you and your family on the cross-country move!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095