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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Zack was very helpful, even during off hours and weekends. Prompt, professional and does what it takes to get the job done.
It has been my pleasure to work with Zach. He is knowledgeable in his line of work. He is approachable and reachable during most hours of the day including weekends. There was a time when he involved his management team to get me an answer...
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Zack did a great job and helped us a ton. There were some issues that came up and Zack was quick to call the other lender and straighten things out immediately, saving us money and the hassle. Great customer service, listened to our needs and...
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Did a great job, excellent customer service, helped work out some issues with the other lender quickly and easily.
Working with Zack made my families home buying experience stressless. He communicated well, explained things understandably and was quick to respond to all of our needs. We felt good throughout our time together and would recommend him to anyone...
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Thanks Zack, couldn't have done it without you. A couple of hiccups, but im leaving a five star review because they were handled well and we're in our new home now!
Zack was amazing and so easy to work with. He kept us informed and up to date on every move in the purchase of our home.
I would whole heartedly endorse and recommend Zack.
Fast, efficient and very pleasant to deal with.
I was a very nervous home buyer and Zack walked me through every step of the process. He was kind and patient during the entire journey, while always setting my expectation. I would definitely recommend him and work with him again.
I can't imagine having anyone else on my side but Zack through this process. He explained everything, sometimes multiple times, answered every nervous phone call and was really there for me. I can't thank him enough. I would recommend him to...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery





Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095