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Zach Melder - Branch Manager in Lynchburg, VA

Zach Melder

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Branch Manager

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
  • Encompass
    H
    Harvey W A
    Lynchburg, VA
    Posted on April 12th, 2024 11:51 AM
    Zach and Alcova were very helpful throughout the entire loan process. He was always a phone call away. He also offered great advice and made the whole process less intimidating. I would definitely recommend Zach and Alcova to others looking...
    read more
  • Encompass
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    Teresa S M
    Forest, VA
    Posted on April 5th, 2024 12:41 PM
    Zach kept me informed about my mortgage application and closing process every step of the way. Zach is very helpful and knowledgeable. I would highly recommend him for all your mortgage needs.
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    Nancy F
    Madison Heights, VA
    Posted on March 9th, 2024 06:04 PM
    Friendly, definitely knows his stuff put me at ease during the closing process.
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    Rayna W
    Forest, VA
    Posted on March 3rd, 2024 02:50 PM
    Zach was always available to answer any questions that I had and was extremely helpful in guiding me through the entire financial process.
  • Encompass
    R
    Ralier S
    Lynchburg, VA
    Posted on March 1st, 2024 11:10 PM
    Great comunication
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    Gregory F
    Altavista, VA
    Posted on February 17th, 2024 01:24 PM
    Zach was very helpful in our steps to getting the loan and even after!! Could not have asked for a better experience with this whole process!!
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    Savannah G
    Lynchburg, VA
    Posted on February 15th, 2024 01:38 PM
    Clear communication and support
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    Catherine C
    Lynchburg, VA
    Posted on February 11th, 2024 01:09 AM
    Since COVID my life got turned upside down and I didn't know how to move forward. I honestly don't think I would have moved forward so well in this process without Zach's help! He went above and beyond to answer all of my questions and make...
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  • Encompass
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    Evan G
    Lynchburg, VA
    Posted on February 9th, 2024 05:08 PM
    Zach is always willing to help and is very knowledgeable in his role. We appreciated his timely responses, advice, and guidance through the process. 10/10 Would Recommend!
  • Encompass
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    Sienna B
    Boones Mill, VA
    Posted on February 9th, 2024 06:03 AM
    Zach was always just a phone call or message away for any questions or concerns I had. Before I put in my offer, during the underwriting process, and every after my closing. Very helpful all around.
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 1531520
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance