Zach Melder
Branch Manager
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Zach was great the entire process. At the beginning of the year, my credit score wasn't good enough to get approved. But after only 3-4 months, I was able to get it above the minimum and he was able to get me approved. Thank you for your hard...
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Zach was wonderful! This was my 1st experience buying a house and getting a loan. He answered EVERY question I had and explained the process to me. He has always been on hand when I needed him. He made everything so smooth for me. I would recommend...
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Reply from Zach Melder
September 21st, 2026 05:58 PM
Justin, thank you for your kind words. I'm glad I could assist you through your first home-buying experience and loan process with ALCOVA Mortgage. It's great to know that my support and explanations were helpful to you. If you ever have more...
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e trustworthy and communicates very well.
Reply from Zach Melder
September 15th, 2026 07:40 PM
Nancy, thank you for your kind words. I'm glad to hear that you found me trustworthy and appreciated my communication throughout the process with ALCOVA Mortgage.
Zach was competent and thorough, communicating well and handled the details well.
Reply from Zach Melder
September 11th, 2026 07:37 PM
Charles, I appreciate your positive feedback. I'm pleased to hear that you found my communication and attention to detail helpful. If you have any more questions or need assistance, please feel free to reach out.
Zach made the whole process so smooth.
Reply from Zach Melder
September 7th, 2026 05:01 PM
Amanda, thank you for your kind words. I'm glad to hear that I could help make the process smooth for you. If you need any further assistance, feel free to reach out.
Amazing communication, helped make the home buying process smooth and not stressful!
Reply from Zach Melder
August 17th, 2026 08:04 PM
Summer, I'm grateful for your kind words. It's great to know that my communication helped make your home buying process smooth and stress-free. If you need any more assistance, please feel free to reach out.
If i could give 6 stars or an 11 out of 10 I would. Zach was awesome and very professional. From answering emergency texts at 10 pm to explaining things I have never done before in order to help us, Zach was able to help us greatly!
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Reply from Zach Melder
August 12th, 2026 08:16 PM
Parker, I appreciate your kind words and am happy to hear that my support was helpful to you, even during late hours. It's great to know I could assist you with new experiences and contribute positively to your process. If you ever need further...
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Zach was very responsive! Even outside working hours.
Reply from Zach Melder
August 10th, 2026 06:31 PM
Evan, thank you for your kind words. I'm pleased to hear that my responsiveness was helpful to you, even outside of regular hours. If there's anything else you need, just let me know!
Zach was knowledgeable, his service fast and efficient, and everything was very easy!
Reply from Zach Melder
July 8th, 2026 04:20 PM
Kymmberly, I appreciate your kind words. I'm glad to hear that you found my service fast and efficient. If you have any more questions or need further assistance, please feel free to reach out.
Zach was quick and on top of things through the whole process.
Reply from Zach Melder
June 22nd, 2026 04:01 PM
Michael, thank you for sharing your experience. I'm glad to hear that I could assist you promptly and efficiently throughout the process. If you have any more questions or need further assistance, feel free to reach out.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1531520
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance