Zach Melder
Branch Manager
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Zach was quick and on top of things through the whole process.
Reply from Zach Melder
June 22nd, 2026 04:01 PM
Michael, thank you for sharing your experience. I'm glad to hear that I could assist you promptly and efficiently throughout the process. If you have any more questions or need further assistance, feel free to reach out.
Zach was a very prompt communicator and did a great job of letting us know all of our options and finding the best loan for us.
Reply from Zach Melder
June 15th, 2026 04:07 PM
Thank you, Brett, for your kind words. I'm happy to know that my communication and assistance in finding the best loan options were helpful to you. If you have any more questions or need further support, please feel free to reach out.
zach worked hard to meet a deadline, avoiding paying another month with the old mortgage at a much higher cost. Many thanks
Reply from Zach Melder
June 15th, 2026 04:43 PM
Stephen, I appreciate your review and am glad I could help meet the deadline to avoid additional costs with your old mortgage. If you have any more questions or need further assistance, feel free to reach out.
Zach made a complicated process feel easy and understandable.
Reply from Zach Melder
June 2nd, 2026 03:01 PM
Thank you, Leslie, for sharing your experience. I'm pleased to hear that I could make the process feel easy and understandable for you. If you have any more questions or need further assistance, please don't hesitate to reach out.
Zach’s great communication and knowledge made him a pleasure to work with!
Reply from Zach Melder
May 26th, 2026 08:18 PM
Thank you, Claire, for your kind words. I'm glad my communication and knowledge made your experience a positive one. If you ever have more questions or need assistance, I'm here to help!
Zach was super helpful and communicative. He spent time answering all my questions and helping me through the entire process. Highly recommend!
Reply from Zach Melder
May 12th, 2026 06:29 PM
Thank you, Emilye, for sharing your experience. I'm grateful to hear that my communication and support throughout the process were helpful to you. If you have any more questions or need further assistance in the future, feel free to reach out....
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Excellent guidance and support throughout my mortgage process. Prompt responses and clear explanations really helped me stay informed and confident at each stage.I especially appreciate your efforts in ensuring everything stayed on track through...
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Reply from Zach Melder
April 20th, 2026 07:11 PM
I'm grateful for your feedback, Festus. It's nice to know that the guidance and support provided during your mortgage process made a positive impact. Keeping everything on track through closing is always a priority for me, and I'm pleased it...
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Zach is the man. Also helpful and friendly. Will explain things to you in detail and go above and beyond to figure out and customize the experience to serve your (the customers) interest best. Cannot recommend enough. Great communication, patience,...
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Reply from Zach Melder
April 16th, 2026 02:55 PM
Thank you so much for your kind words, Jordan. I'm grateful to hear that you found my communication, patience, and knowledge helpful. It's my goal to provide a customized experience that serves your best interests. If you ever need further...
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I appreciate Zach reaching out and suggesting I refinance . The entire process was smooth and uncomplicated. My new loan closed very quickly
Reply from Zach Melder
April 10th, 2026 02:59 PM
Thank you for sharing your experience, Joan. I'm pleased to hear that the refinancing process was smooth and efficient for you. If you ever have more questions or need any further assistance, don't hesitate to reach out.
My experience was great. I would highly recommend anyone looking for a home to go through Zach and TeRyq. They have been amazing to me and my family.
Reply from Zach Melder
March 30th, 2026 05:03 PM
I'm really glad to hear that you had a positive experience, Cedric. Your recommendation means a lot, and I'm pleased that both TeRyq and I could be of help to you and your family. Should any future questions arise or if there's anything more...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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223
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1531520
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance