

ALCOVA Mortgage | Lynchburg, VA
Showing You The Way Home
Lynchburg, VA

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Zach was great the entire process. At the beginning of the year, my credit score wasn't good enough to get approved. But after only 3-4 months, I was able to get it above the minimum and he was able to get me approved. Thank you for your hard...
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Joe was communicative and knowledgeable. He helped us navigate the mortgage process with kindness and ease.
Reply from Joe Jauch
September 18th, 2026 03:12 PM
Thank you! Lots of land for the country girl to shine!
I want to express my deep gratitude for Joe Jauch. From start to finish, Joe was knowledgeable, kind, and professional. He made what felt like a heavy process so much lighter. I truly believe the Lord placed him there at just the right time....
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Reply from Joe Jauch
September 18th, 2026 03:16 PM
I really appreciate you Kenny!
Zach was wonderful! This was my 1st experience buying a house and getting a loan. He answered EVERY question I had and explained the process to me. He has always been on hand when I needed him. He made everything so smooth for me. I would recommend...
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Reply from Zach Melder
September 21st, 2026 05:58 PM
Justin, thank you for your kind words. I'm glad I could assist you through your first home-buying experience and loan process with ALCOVA Mortgage. It's great to know that my support and explanations were helpful to you. If you ever have more...
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We had the best experience with Andrew. He was always quick to respond, helpful with all of our questions (even the ones not related to the loan) and made an intimidating process feel so much easier. With his help we were even able to close...
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Reply from Andrew Hall
September 21st, 2026 02:17 PM
Rachel, I'm truly pleased to hear that I could make the process easier for you and assist with all your questions. It's wonderful that we were able to close early with the help of ALCOVA Mortgage. I look forward to assisting you with any future...
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e trustworthy and communicates very well.
Reply from Zach Melder
September 15th, 2026 07:40 PM
Nancy, thank you for your kind words. I'm glad to hear that you found me trustworthy and appreciated my communication throughout the process with ALCOVA Mortgage.
Joe answered all of our questions, no matter how insignificant they might have been, because we wanted to make sure we understood all the information provided to us.
Andrew helped us through every step and made us feel like a priority. He took the time no matter when it was and when we began to panic he assured us that we were okay things happen. Made the entire process of getting a home loan relatively...
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Reply from Andrew Shields
September 14th, 2026 02:35 PM
Justin, I'm glad to hear that I could make the home loan process stress-free for you. It's important to me that you felt prioritized and reassured throughout. Thank you for your recommendation; it truly means a lot to me.
Working with Joe was a truly wonderful experience. From the very beginning, he was extremely helpful and guided me through every step of the loan process. His expertise and attention to detail made everything feel much more manageable. Joe...
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Reply from Joe Jauch
September 11th, 2026 04:54 PM
Emily, I'm grateful for your kind words and happy to know that you had a wonderful experience working with me. It's nice to hear that my guidance and attention to detail helped make the loan process manageable for you. Thank you for recommending...
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Quick to help and always there to answer questions
Reply from Andrew Shields
September 11th, 2026 08:48 PM
Deairdra, I'm grateful for your feedback. It's good to know that my availability and readiness to assist were helpful to you.
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance