

Zach Melder
Branch Manager

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Zach was a great communicator and answered all of our questions thoroughly.
Reply from ZACH MELDER
July 29th, 2024 03:11 PM
I'm thrilled to hear that you had such a positive experience, Stacy! It was a pleasure to answer all of your questions and provide you the information you needed. Your satisfaction is my top priority, and I'm glad I could meet your expectations....
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Zach was able to find us the best rates for our loan and was great in his communication to us throughout the process.
Reply from ZACH MELDER
July 27th, 2024 01:31 AM
I'm thrilled to hear that you're pleased with the loan rates we were able to secure and the level of communication provided throughout the process, Adam. Your satisfaction is my top priority, so it's fantastic to know that I've achieved that...
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Zach was very professional, knowledgeable, and proactive in getting my loan in order. He also got me the a better rate then Navy Federal!
Reply from ZACH MELDER
July 19th, 2024 09:43 PM
Thank you so much for your review, David! I'm thrilled to hear you were satisfied with the service and rates you received. It was a pleasure working on your loan and I'm glad I could get you a better rate. Remember, I'm always here for any...
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The higher ups changed their minds about giving us the loan at one point and Zach jumped in and helped us to be able to get the loan 3 days before closing. He stood up for us and made it happen. We would not of gotten our dream home if it was...
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Reply from ZACH MELDER
July 19th, 2024 07:48 PM
It's truly rewarding to read your review, Robin. It was a challenging situation, but I'm glad I could step in and ensure everything worked out in the end. It's all about making the dream of homeownership a reality for my clients, and I'm thrilled...
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Easy, also helped lower home insurance premiums, which was awesome
Extremely easy to work with
Reply from ZACH MELDER
July 5th, 2024 01:15 PM
I'm thrilled to hear you had such a positive experience, Nicholas! Making the mortgage process as smooth and easy as possible is one of my top priorities at ALCOVA Mortgage. Your 5-star rating means a lot to me. If you ever need anything in...
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The whole team communicated with us very well
Reply from ZACH MELDER
July 5th, 2024 12:05 PM
I'm truly grateful for the positive feedback, Gillian. It brings me joy to know that you were satisfied with the communication from our team here at ALCOVA Mortgage. We always strive to provide the best service possible, and your rating of...
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I love Alcova. You guys gave restored my faith in lending institutions. Special thanks to Zachary Melde. Thanks for all you do!
Reply from ZACH MELDER
June 6th, 2024 02:06 PM
I'm thrilled to hear that your experience with ALCOVA Mortgage has been a positive one, John! It's always rewarding to hear that I've been able to make a difference for our clients, especially in restoring faith in lending institutions. I appreciate...
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He worked in great collaboration with myself and my realtor to make a complicated process as simple as possible.
Communication, support and advice given at anytime answered all my questions in a reasonable time! Zach and his crew helped make this experience being a first time home owner smooth and easy they tackled any complications and kept me in the...
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1531520
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance