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Zach Melder - Branch Manager in Lynchburg, VA

Zach Melder

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Branch Manager

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Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
  • Encompass
    C
    Charlie S
    Lynchburg, VA
    Posted on September 3rd, 2025 05:39 PM
    Zach Melder was amazing thanks again!!
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    Katherine S
    Amherst, VA
    Posted on September 2nd, 2025 02:55 PM
    Fast and Easy. Thanks!
  • Encompass
    S
    Stanley E B
    Lynchburg, VA
    Posted on August 26th, 2025 01:53 PM
    Communication and availability was fantastic. Questions and messages were answered promptly. So glad I decided to work with a local agent.
    Reply from Zach Melder
    August 29th, 2025 01:55 PM
    I'm delighted to hear that you were satisfied with the communication and availability throughout the process. Promptly addressing your questions and messages is something I prioritize, and I'm glad it made a difference for you. It's wonderful...
    read more
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    Douglas M
    Emerald Isle, NC
    Posted on August 19th, 2025 12:23 PM
    Zach went over and beyond to help secure financing for our new home. Our situation became unique in the middle of the process and Zach adapted and kept everything flowing right to the end of our closing. We couldn't have found a better friend...
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    Reply from Zach Melder
    August 22nd, 2025 12:25 PM
    I'm really pleased to hear that I could support you through the unique challenges of securing financing for your new home. Navigating unexpected situations can be challenging, and I'm glad I was able to ensure everything continued smoothly....
    read more
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    Cody C
    Bedford, VA
    Posted on August 7th, 2025 12:23 PM
    Zach was very knowledgeable and communicated in a Timely and efficient manner when I was buying my first home
    Reply from Zach Melder
    August 10th, 2025 12:24 PM
    I'm very glad to know that my knowledge and communication were helpful during your first home purchase. It's important to me that you felt supported throughout the process. If you have any further questions or need assistance in the future,...
    read more
  • Encompass
    M
    Malachi A
    Rustburg, VA
    Posted on July 2nd, 2025 12:07 AM
    Very easy to get in touch with, and helped make the process as smooth as possible
    Reply from Zach Melder
    July 5th, 2025 12:08 AM
    I'm thrilled to hear that you found the process smooth and communication easy. It was a pleasure assisting you with your mortgage needs. Thank you for your positive feedback!
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    Olivia F
    Lynchburg, VA
    Posted on July 1st, 2025 08:10 PM
    Zach was so helpful throughout this entire process. This was our first home and we could not have had a better person to guide us. He is extremely knowledgeable and willing to answer every question and/or concern you have.
    read more
    Reply from Zach Melder
    July 4th, 2025 08:11 PM
    I'm thrilled to hear that I could assist you with purchasing your first home. It's wonderful to know that you found my guidance helpful and informative. If you have any more questions or need further assistance, please feel free to reach out....
    read more
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    Wesley R
    Salem, VA
    Posted on May 30th, 2025 12:35 PM
    Working with Zach was an absolute pleasure. My wife and I were second time home buyers and the process of closing and selling to cover a purchase on the other side seemed so daunting. Zach made the entire process so easy and straightforward....
    read more
    Reply from Zach Melder
    June 2nd, 2025 12:44 PM
    I'm thrilled to hear that you and your wife had a smooth experience during your second home purchase. It was a pleasure assisting you, and I’m glad I could make the process easy and straightforward. I appreciate your recommendation and am always...
    read more
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    Lukas R
    Lynchburg, VA
    Posted on May 9th, 2025 11:02 PM
    Zach was helpful in answering questions and helping evaluate options for loans and insurance. He was also very responsive and communicated well.
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    A
    Alyson R
    Concord, VA
    Posted on May 5th, 2025 10:42 AM
    Easy to work with and got things done quick!
    Reply from Zach Melder
    May 8th, 2025 10:44 AM
    I'm glad to hear that you found the process easy and efficient. It was a pleasure working with you to meet your mortgage needs. Thank you for choosing ALCOVA Mortgage!
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    About
    Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger. Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
    Jumbo Home Loans
    DSCR Loans
    View All
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID# 1531520
    Disclaimer
    ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance