

Zach Melder
Branch Manager

Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Zach Melder was amazing thanks again!!
Fast and Easy. Thanks!
Communication and availability was fantastic. Questions and messages were answered promptly. So glad I decided to work with a local agent.
Reply from Zach Melder
August 29th, 2025 01:55 PM
I'm delighted to hear that you were satisfied with the communication and availability throughout the process. Promptly addressing your questions and messages is something I prioritize, and I'm glad it made a difference for you. It's wonderful...
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Zach went over and beyond to help secure financing for our new home. Our situation became unique in the middle of the process and Zach adapted and kept everything flowing right to the end of our closing. We couldn't have found a better friend...
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Reply from Zach Melder
August 22nd, 2025 12:25 PM
I'm really pleased to hear that I could support you through the unique challenges of securing financing for your new home. Navigating unexpected situations can be challenging, and I'm glad I was able to ensure everything continued smoothly....
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Zach was very knowledgeable and communicated in a Timely and efficient manner when I was buying my first home
Reply from Zach Melder
August 10th, 2025 12:24 PM
I'm very glad to know that my knowledge and communication were helpful during your first home purchase. It's important to me that you felt supported throughout the process. If you have any further questions or need assistance in the future,...
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Very easy to get in touch with, and helped make the process as smooth as possible
Reply from Zach Melder
July 5th, 2025 12:08 AM
I'm thrilled to hear that you found the process smooth and communication easy. It was a pleasure assisting you with your mortgage needs. Thank you for your positive feedback!
Zach was so helpful throughout this entire process. This was our first home and we could not have had a better person to guide us. He is extremely knowledgeable and willing to answer every question and/or concern you have.
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Reply from Zach Melder
July 4th, 2025 08:11 PM
I'm thrilled to hear that I could assist you with purchasing your first home. It's wonderful to know that you found my guidance helpful and informative. If you have any more questions or need further assistance, please feel free to reach out....
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Working with Zach was an absolute pleasure. My wife and I were second time home buyers and the process of closing and selling to cover a purchase on the other side seemed so daunting. Zach made the entire process so easy and straightforward....
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Reply from Zach Melder
June 2nd, 2025 12:44 PM
I'm thrilled to hear that you and your wife had a smooth experience during your second home purchase. It was a pleasure assisting you, and I’m glad I could make the process easy and straightforward. I appreciate your recommendation and am always...
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Zach was helpful in answering questions and helping evaluate options for loans and insurance. He was also very responsive and communicated well.
Easy to work with and got things done quick!
Reply from Zach Melder
May 8th, 2025 10:44 AM
I'm glad to hear that you found the process easy and efficient. It was a pleasure working with you to meet your mortgage needs. Thank you for choosing ALCOVA Mortgage!
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About
Most companies start with a business plan. ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.
ALCOVA Mortgage began humbly in southwestern Virginia and slowly grew to serve more states in the Mid-Atlantic and Southeast. In 2008, ALCOVA weathered one of the largest financial downturns in American history only to expand and grow stronger.
Today, ALCOVA continues to thrive, largely because of its roots in a friendship and the passion to serve.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Home Loans
VA Home Loans
FHA Home Loans
USDA Home Loans
First Time Home Buyer Loans
Down Payment Assistance
Jumbo Home Loans
DSCR Loans
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 1531520
Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance