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Wayne Palkovic - Sr Loan Officer | NMLS 201581 in Martinsburg, WV
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Wayne Palkovic

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Sr Loan Officer | NMLS 201581

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Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
    H
    Heather S
    Bunker Hill, WV
    Posted on August 6th, 2024 04:15 PM
    I recently had the pleasure of working with Wayne Palkovic during my home buying journey, and I couldn’t be more thrilled with the experience. From start to finish, Wayne demonstrated exceptional professionalism and expertise that truly made...
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    Reply from Wayne Palkovic
    August 6th, 2024 04:39 PM
    Heather, I'm absolutely thrilled to hear about your positive experience with me during your home buying journey. Your glowing review has made my day!It was my pleasure to guide you through the process, provide you with various loan options...
    read more
  • SFTP
    W
    Wyatt B
    Martinsburg, WV
    Posted on August 2nd, 2024 10:29 AM
    Fast service, clear communication, easy process!
    Reply from Wayne Palkovic
    August 6th, 2024 04:50 PM
    Wyatt, I'm delighted to hear you found our service fast, communication clear, and the process easy! Our goal at Embrace Home Loans is to ensure a smooth and efficient loan process for all of our customers. Your 5-star rating is greatly appreciated...
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  • SFTP
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    Ian E
    Harpers Ferry, WV
    Posted on July 26th, 2024 10:56 PM
    Wayne was knowledgeable and time for my questions. Process was easy and rates and fees were competitive
    Reply from Wayne Palkovic
    August 6th, 2024 04:44 PM
    I'm delighted to hear about your positive experience, Ian. It was a pleasure providing you with the knowledge and time you needed throughout the loan process. We at Embrace Home Loans strive to keep our rates and fees competitive and ensure...
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  • SFTP
    L
    Lisa K
    Harpers Ferry, WV
    Posted on July 24th, 2024 01:20 PM
    Always on time and very communicative!
    Reply from Wayne Palkovic
    August 6th, 2024 04:54 PM
    Thanks for the fantastic review, Lisa! I'm thrilled to hear that you appreciated my timely and communicative approach during your client's purchase process. It is always pleasure working with you and your clients. Looking forward to working...
    read more
  • SFTP
    B
    Benton S
    Berkeley Springs, WV
    Posted on July 17th, 2024 06:51 PM
    Great job on turning a as is property into a FHA loan,alot of work put in turning my dreams into a reality. Thank you all so much B.stewart
    Reply from Wayne Palkovic
    July 17th, 2024 06:56 PM
    Hi Benton, I'm thrilled to hear that you were satisfied with our services at Embrace Home Loans. It was indeed a challenging task to finance an "as is" Singlewide Mobile Home with an FHA loan, but it's all worth it when my clients like you...
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  • SFTP
    J
    Justin M
    Martinsburg, WV
    Posted on July 8th, 2024 01:53 PM
    Wayne and his staff was great to work with and on top of everything to ensure and smooth and quick closing
    Reply from Wayne Palkovic
    July 8th, 2024 03:19 PM
    Thanks for the stellar review, Justin! It was a pleasure to work with you on your purchase. I'm so glad to hear you found our team at Embrace Home Loans quick and efficient. I'm pleased we could ensure a smooth closing for you. Looking forward...
    read more
  • SFTP
    K
    Kim A
    Martinsburg, WV
    Posted on July 6th, 2024 05:22 PM
    Wayne is amazing! He’s what every lender should strive to be. He’s meticulous and personable. When my clients work with Wayne, I know they will be well taken care of. I look forward to working with Wayne again soon!
    Reply from Wayne Palkovic
    July 8th, 2024 03:19 PM
    I'm really pleased to hear such positive feedback, Kim! Ensuring my clients are well taken care of is always a top priority for me here at Embrace Home Loans. I'm thrilled that you found our collaboration beneficial and I too am looking forward...
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  • SFTP
    K
    Kaitlyn M
    Martinsburg, WV
    Posted on July 3rd, 2024 12:52 PM
    got the paperwork and transaction done in less than a month
    Reply from Wayne Palkovic
    July 8th, 2024 03:20 PM
    I'm thrilled to hear that you were satisfied with the speed and efficiency of our transaction, Kaitlyn. At Embrace Home Loans, we strive to make the loan process as seamless as possible for our clients. Your positive feedback means a lot, especially...
    read more
  • SFTP
    M
    Morgan S
    Charles Town, WV
    Posted on June 24th, 2024 05:11 PM
    Super accessible and supportive
    Reply from Wayne Palkovic
    July 8th, 2024 03:20 PM
    I'm thrilled to hear that you had a positive experience with us at Embrace Home Loans, Morgan. It was my pleasure to support your purchase and make myself accessible for any questions or concerns you might have had. Your satisfaction and peace...
    read more
  • SFTP
    S
    Susan B
    Martinsburg, WV
    Posted on June 6th, 2024 04:55 PM
    Wayne’s experience is extensive. He applies that to any issues that come up. He exudes the confidence and professionalism needed to put you at ease through the buying experience. I cannot imagine working with anyone else. He’s fantastic! I...
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    Reply from Wayne Palkovic
    July 8th, 2024 03:21 PM
    Susan, thank you for the 5-star rating and the fantastic review. I'm thrilled to hear that you appreciated my experience and approach, and that you felt at ease during the buying process. I strive to provide the best service possible for each...
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    About
    Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
    Specialities
    FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
    Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
    Home Loans
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    Positions
    • Embrace Home Loans - Sr. Mortgage Loan Officer
      Sep 1st, 2013 - Current
    Memberships
    • Eastern Panhandle Board of Realtors - Associate Member
    • Certified Mortgage Advisor
    • National Mortgage Professional Magazine - Past Best Military Originator
    Addresses and Serving Areas

    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 201581
    Gallery
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Videos
    video
    Awards
    Best VA Loan Speci...
    Certified Mortgage...
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Fishing
    • College Football
    • Fishing, Sports, Travel, Spending time with family
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.