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Wayne Palkovic - Sr Loan Officer | NMLS 201581 in Martinsburg, WV
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Wayne Palkovic

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Sr Loan Officer | NMLS 201581

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Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Bruce E
    Charles Town, WV
    Posted on June 6th, 2024 01:00 PM
    Wayne really cares about each and every client I send him. He is very genuine. We started out as coworkers but now a consider him a dear friend. Anyone needing help financing their next home should give Wayne a call.
    Reply from Wayne Palkovic
    June 6th, 2024 01:08 PM
    Bruce, Thank You for the kind words. I value you as a good friend and a true Real Estate Professional who really cares about his clients!
  • SFTP
    A
    Angela D
    Martinsburg, WV
    Posted on June 5th, 2024 12:55 PM
    This is our second time working with Wayne! He is wonderful! Always the best experience.
    Reply from Wayne Palkovic
    June 6th, 2024 01:09 PM
    I'm so thrilled to hear that your second experience with me at Embrace Home Loans was just as fantastic as the first, Angela. It's always a pleasure working with you. I'm delighted that I was able to assist you with your loan purpose. Looking...
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  • SFTP
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    Wanda M
    Bunker Hill, WV
    Posted on May 1st, 2024 02:55 PM
    In my opinion Mr. Wayne Palkovic is extremely knowledgeable in every level. I have worked with Mr. Palkovic for several years his working standards are remarkable and simply unmatched. I truly recommend anyone who is looking to purchase or...
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    Reply from Wayne Palkovic
    May 1st, 2024 03:07 PM
    Thank Wanda, I truly enjoy working with you and your clients as you are a true Real Estate Professional who always puts the needs of her clients first!
  • SFTP
    J
    Judy N
    Charles Town, WV
    Posted on April 9th, 2024 12:26 PM
    Wayne Kassandra and Lauren gave me clear instructions and directions. I was so nervous as a first time home buyer! They were always warm and open for questions. They worked to get great rates and kept me in the loop. Highly recommended!
    Reply from Wayne Palkovic
    May 1st, 2024 03:08 PM
    Judy, It was pleasure working with you on the purchase of your beautiful new home in WV!
  • SFTP
    L
    Louise M
    Charles Town, WV
    Posted on April 6th, 2024 01:22 PM
    Wayne was responsive, calm, clear and well informed at all points in the process
    Reply from Wayne Palkovic
    May 1st, 2024 03:09 PM
    Louise, it was a pleasure working with you! You are a true Real Estate Professional!
  • SFTP
    A
    Aimee A
    Fairmont, WV
    Posted on March 17th, 2024 01:22 PM
    Wayne is very knowledgeable. He made my out of state home buying experience much easier than I had initially anticipated.
    Reply from Wayne Palkovic
    May 1st, 2024 03:10 PM
    Aimee, It was a pleasure working with you and I hope you are enjoying your new home in WV!
  • SFTP
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    Nathan C
    Augusta, WV
    Posted on March 12th, 2024 09:16 AM
    Knew what’s he doing
    Reply from Wayne Palkovic
    July 8th, 2024 03:21 PM
    I'm thrilled to hear you had a positive experience with your purchase loan, Nathan! Your feedback means a lot to me. Feel free to reach out if you have any more mortgage needs in the future. Always here to help. - Wayne Palkovic, Embrace Home...
    read more
  • SFTP
    Z
    Zola H
    Hedgesville, WV
    Posted on March 5th, 2024 01:40 AM
    The service and personal attention I received from Wayne Palkovic and his team was exceptional and beyond!
    Reply from Wayne Palkovic
    July 8th, 2024 03:22 PM
    I'm extremely glad to hear that you were satisfied with the service provided, Zola! It's always our goal at Embrace Home Loans to provide exceptional personal attention, and it's fantastic to know that we hit the mark with your Cash Out Refi....
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  • SFTP
    K
    Kurtis S
    Harpers Ferry, WV
    Posted on February 5th, 2024 12:03 PM
    This was my first actual home buying experience. Wayne and his team were exceptional from start to finish. They explained, in detail, every step and process from start to finish. Every question we had was answered. Highly recommend Wayne and...
    read more
    Reply from Wayne Palkovic
    July 8th, 2024 03:22 PM
    Hey Kurtis, I'm absolutely thrilled that you had such a positive home buying experience with us at Embrace Home Loans! We aim to provide clear, detailed guidance throughout the entire process, and it's fantastic to know we were successful in...
    read more
  • SFTP
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    Jessica W
    Falling Waters, WV
    Posted on January 30th, 2024 02:01 AM
    Wayne was very helpful and nice to work with.
    Reply from Wayne Palkovic
    February 4th, 2024 02:02 AM
    I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
  • 81–90 of 443
    About
    Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Fixed Rate Mortgages
    USDA Loans
    Non-QM
    Specialities
    FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
    Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
    Home Loans
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    Positions
    • Embrace Home Loans - Sr. Mortgage Loan Officer
      Sep 1st, 2013 - Current
    Memberships
    • Eastern Panhandle Board of Realtors - Associate Member
    • Certified Mortgage Advisor
    • National Mortgage Professional Magazine - Past Best Military Originator
    Addresses and Serving Areas

    Year Started

    1980

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 201581
    Gallery
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Wayne Palkovic - Gallery Photo
    Videos
    video
    Awards
    Best VA Loan Speci...
    Certified Mortgage...
    Achievements
    • Certified Mortgage Advisor
    Hobbies
    • Fishing
    • College Football
    • Fishing, Sports, Travel, Spending time with family
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.