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Wayne Palkovic
Sr Loan Officer | NMLS 201581
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mr palkovic walk you through the process step by step he is truly a professional loan officer thanks Mr palkovic
Reply from Wayne Palkovic
February 14th, 2025 10:24 PM
Ernest, I'm thrilled to hear you had a great experience with your cash-out refinance. Walking through the process step by step is something I strive for with all my clients, and it's rewarding to know you felt supported and understood each...
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This was my first time ever buying a house. I did my research but didn't know everything. Mr. Palkovic did a lot of work for me getting me qualified for the home I wanted and finding different programs and help that I didn't know was available....
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Reply from Wayne Palkovic
January 17th, 2025 02:54 PM
Hi William, Thanks a million for your kind words and the 5-star rating. It was a pleasure helping you navigate your first home purchase, and I'm delighted to know that you're satisfied with the service you received. I always strive to provide...
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He was very helpful throughout our the process and made us feel like we could trust him.
Reply from Wayne Palkovic
January 3rd, 2025 04:14 PM
I'm very glad to hear that you felt comfortable and could trust me throughout the process, Samuel. Your feedback is greatly appreciated. At Embrace Home Loans, we consistently strive to provide top-notch service to our customers. Your positive...
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Wonderful team Wayne is the best
Reply from Wayne Palkovic
November 30th, 2024 02:04 PM
I'm thrilled to hear that you had such a positive experience, BillieJo. My team and I at Embrace Home Loans always aim to provide the best service to our customers. Your words motivate us to keep up the good work. I'm glad we could assist you...
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Wayne and his team are patient and wonderful to work with
Reply from Wayne Palkovic
November 29th, 2024 02:07 PM
Thank you so much for your kind words, Danielle. I'm thrilled to know that you found our team patient and wonderful to work with. Your feedback means a lot to us at Embrace Home Loans. We always strive to provide top-notch service to our clients....
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Mr. Palkovic provided a great experience during the home buying process. We were first time home buyers and Mr. Palkovic took great care and time while walking us throught the process. He took the time to explain everything thoroughly and was...
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Reply from Wayne Palkovic
November 26th, 2024 04:40 AM
Brittany, thank you for the perfect rating and for the wonderful feedback. I am delighted to know that you had a great experience with me during your home buying process. As a first-time homebuyer, it's important that you are comfortable and...
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Wayne was availabe, attentive and quick. Answered all of our questions, meeting the buyer's needs. I will most certainly use Wayne Palkovic again.
Reply from Wayne Palkovic
November 7th, 2024 04:32 PM
Andrea, I'm thrilled to have had the chance to assist your clients with their loan process. Your positive review means a great deal to me. It was my pleasure to answer your questions and meet your buyer's needs. I'm glad that you found my service...
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Wayne always returned my calls in a timely manner and answered my questions. He was polite , pleasant , and professional with every conversation . Thank you Wayne .
Reply from Wayne Palkovic
November 2nd, 2024 12:41 PM
Alice, I appreciate your kind words and the five-star rating you've given. I am glad to hear I was able to assist you promptly and professionally with your purchase loan through Embrace Home Loans. Your satisfaction is my top priority. Please...
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The service was great and it was a pleasure having Wayne and Embrace as my mortgage lender . Wayne was very helpful !
Reply from Wayne Palkovic
November 2nd, 2024 12:42 PM
Thank you so much for your positive feedback, James! I'm thrilled to hear that you had a great experience with the mortgage process. Your kind words really mean a lot. We at Embrace Home Loans always strive to provide top-notch service to our...
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Wayne was incredibly helpful throughout the entire process, was quick to respond to questions and had good recommendations when asked.
Reply from Wayne Palkovic
November 2nd, 2024 12:42 PM
I'm really glad to hear that you had a positive experience, Nicholas. It was my pleasure helping you navigate through the process. Your satisfaction is my top priority, so I'm delighted that my quick responses and recommendations were beneficial...
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About
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
Non-QM
Specialities
FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
Home Loans
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Positions
- Embrace Home Loans - Sr. Mortgage Loan OfficerSep 1st, 2013 - Current
Memberships
- Eastern Panhandle Board of Realtors - Associate Member
- Certified Mortgage Advisor
- National Mortgage Professional Magazine - Past Best Military Originator
Addresses and Serving Areas
Primary Serving Area
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 201581
Gallery
Videos
Awards
Best VA Loan Speci...
Certified Mortgage...
Achievements
- Certified Mortgage Advisor
Hobbies
- Fishing
- College Football
- Fishing, Sports, Travel, Spending time with family
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.