Embrace Home Loans - Martinsburg, WV, Martinsburg, WV

Martinsburg, WV

4.94

(653)

Mortgage

Mortgage Loan Officer

Contact Info

(304) 362-5250

Martinsburg, WV

https://www.embracehomeloans.com/location/west-virginia/martinsburg

Location & Business Hours

Business Hours

Mon

9 AM to 5 PM

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

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4.94

(653)

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Experience.com

4.92

(423)

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5.0

(1)

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4.97

(222)

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Our experience was great from start to finish! Communication was excellent, questions were answered quickly, and the entire process was smooth and stress-free. We truly appreciated the guidance and would highly recommend them!

Reply from Wayne Palkovic

August 20th, 2026 07:26 PM

Thank you so much for your kind words, Jessica. I'm pleased to hear that the process was smooth and stress-free for you and Matthew, also that my communication met your expectations. Your recommendation means a lot to me, and I'm glad I could...

Wayne Palkovic has received a review with 5 star rating from Zach P (

Reply from Owner

August 6th, 2026 02:23 PM

Thank you for the great rating, Zach. I'm pleased to know that your experience with Embrace Home Loans was positive. If there's anything further I can assist with, please feel free to reach out.

Wayne is always very responsive and helpful!

Reply from Wayne Palkovic

August 6th, 2026 02:23 PM

Thank you, Zachary, for your kind words. I'm pleased to know that my responsiveness and helpfulness made a positive impact on your experience with Embrace Home Loans. If there's anything more I can assist you with, please feel free to reach...

Wveryone was really nice and helpful during the home buying process

Reply from Wayne Palkovic

July 24th, 2026 03:47 PM

I'm pleased to hear that you found everyone nice and helpful during your home buying process, Damien. Your experience is important to me, and I'm glad we could assist you effectively. If you have any further questions or need additional support,...

Very helpful and easy to work with.

Reply from Owner

July 15th, 2026 04:26 PM

Thank you, Tina, for sharing your experience. I'm pleased to hear that you found working with me and my team helpful and easy. If there's anything else you need, feel free to reach out.

Everything was very straightforward and easy for first time home buying.

Reply from Wayne Palkovic

July 15th, 2026 04:27 PM

I'm pleased to hear that your first home-buying experience was straightforward and easy, Kristina. It's important to me to make the process as smooth as possible. If you have any further questions or need assistance, feel free to reach out.

Communication, professional, guidance throughout

Reply from Wayne Palkovic

July 13th, 2026 02:04 PM

Guy, I appreciate your feedback on my communication and professional guidance throughout the process. It's important to me that I provide consistent support during your home purchase journey. If there's anything more you need, feel free to...

Great experience

Reply from Wayne Palkovic

July 13th, 2026 02:05 PM

I'm pleased to hear that you had a great experience, Richard. Thank you for choosing to work with me at Embrace Home Loans. If you need any further assistance, feel free to reach out.

I've been working with Wayne for many years, and it's always been a fantastic experience. He's a great communicator, and every transaction has closed on time or early!

Reply from Wayne Palkovic

July 9th, 2026 01:58 PM

Thank you so much, Meredith, for your continued trust and support over the years. I'm pleased to hear that you value the communication and timely closings of your transactions. It's always a pleasure working with you, and I'm here whenever...

This is a great team ! They will definitely walk you through the process and answer any questions.

Reply from Owner

July 9th, 2026 01:59 PM

I'm pleased to hear that you had a great experience with our team. It's important to us to guide you through the process and address any questions you may have. If there's anything else you need, please feel free to reach out.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.