Embrace Home Loans - Martinsburg, WV

Martinsburg, WV

4.94

(662)

Mortgage

Mortgage Loan Officer

Contact Info

(304) 362-5250

Martinsburg, WV

https://www.embracehomeloans.com/location/west-virginia/martinsburg

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.94

(662)

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Experience.com

4.93

(429)

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Wayne and his team worked diligently to get us approved for a VA loan even after the VA kept denying eligibility. They didn't give up!

Wayne and his team worked diligently to get us approved for a VA loan, even after the VA kept denying eligibility. They didn't give up!

Reply from Wayne Palkovic

September 28th, 2026 02:39 PM

I'm glad to hear that my team and I at Embrace Home Loans were able to assist you, Brittany, in navigating the challenges with your VA loan approval. Your perseverance and trust in us made all the difference, and I'm pleased we could support...

Kasandra was my primary point of contact, she was absolutely incredible and persistent. Without her our loan would have never went through, I hope that she gets the recognition that she deserves for helping a veteran.

Reply from Wayne Palkovic

September 28th, 2026 02:40 PM

I'm glad to hear that my Assistant, Kasandra's persistence made such a positive impact on your loan process, Seth. It's wonderful to know she was able to assist a veteran so effectively. At Embrace Home Loans, we value her dedication and I'll...

Wayne was very easy to work with and explained what was needed from me

Reply from Wayne Palkovic

September 18th, 2026 02:43 PM

I'm pleased to hear that you found it easy to work with me, Stephen. At Embrace Home Loans, I strive to ensure everything is clearly explained to make the process as smooth as possible.

Wayne Palkovic has received a review with 5 star rating from Brittany E

Reply from Owner

September 18th, 2026 02:43 PM

Thank you, Brittany, for your excellent rating. I'm pleased to know that your experience with Embrace Home Loans was positive.

Very easy process and nice staff!

Reply from Wayne Palkovic

September 15th, 2026 02:44 PM

I'm pleased to hear that you found the process easy and the staff nice, Brittany. At Embrace Home Loans, we strive to make every step of your home-buying experience smooth and enjoyable.

Always available for discussion, response is fast to any questions I have.

Reply from Wayne Palkovic

September 15th, 2026 02:46 PM

I appreciate your feedback, Joey. I'm glad to hear that my availability and quick responses were helpful. I am always glad to work with your clients. Thank You

Wayne and Kasandra was great to work with kasandra was very helpful and nice

Reply from Wayne Palkovic

September 4th, 2026 02:08 PM

I'm pleased to hear that you found working with Kasandra and me to be a positive experience, Nancy. Your feedback about Kasandra being helpful and nice is greatly appreciated, and I'm glad we could assist you with your home purchase.

Our experience was great from start to finish! Communication was excellent, questions were answered quickly, and the entire process was smooth and stress-free. We truly appreciated the guidance and would highly recommend them!

Reply from Wayne Palkovic

August 20th, 2026 07:26 PM

Thank you so much for your kind words, Jessica. I'm pleased to hear that the process was smooth and stress-free for you and Matthew, also that my communication met your expectations. Your recommendation means a lot to me, and I'm glad I could...

Wayne Palkovic has received a review with 5 star rating from Zach P (

Reply from Owner

August 6th, 2026 02:23 PM

Thank you for the great rating, Zach. I'm pleased to know that your experience with Embrace Home Loans was positive. If there's anything further I can assist with, please feel free to reach out.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2016

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.