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Embrace Home Loans - Martinsburg, WV, Martinsburg, WV

Martinsburg, WV
4.94
(642)
Company Logo
Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awa...... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(304) 362-5250
Martinsburg, WV
https://www.embracehomeloans.com/location/west-virginia/martinsburg
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
4.94
(642)
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Reviews from Web
  • 5.0
    for
    Wayne Palkovic
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    Harry T
    Posted on June 4th, 2026 03:43 PM
    Wayne Palkovic has received a review with 5 star rating from Harry T
  • 5.0
    for
    Wayne Palkovic
    SFTP
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    Harry T
    Martinsburg, WV
    Posted on June 4th, 2026 03:43 PM
    For being a first time buyer for a house, they have made it very easy and on above and beyond to explain help answer. Any questions with this process would highly recommend using them I know I will again.
    Reply from Wayne Palkovic
    June 4th, 2026 04:05 PM
    Harry, I appreciate your recommendation and am pleased to hear that your first-time home buying experience went smoothly. Making the process easy and answering all your questions is something I take seriously. If you ever have more questions...
    read more
  • 5.0
    for
    Wayne Palkovic
    SFTP
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    Constance B
    Hanover, PA
    Posted on May 26th, 2026 07:56 PM
    Wayne was easy to contact and kept us up-to-date about what was happening with the loan.
    Reply from Wayne Palkovic
    May 27th, 2026 01:51 PM
    Constance, I appreciate you sharing your experience. I'm glad I could keep you informed and make the communication process smooth during your loan journey. If there's anything else you need, feel free to reach out.
  • 5.0
    for
    Wayne Palkovic
    SFTP
    M
    Meredith S
    Fredericksburg, VA
    Posted on May 24th, 2026 12:47 PM
    i've worked with Wayne for years, and he has always been wonderful. He's a great communicator, he always follows through and if he says the deal is going to go through, it does!
    Reply from Wayne Palkovic
    May 27th, 2026 01:52 PM
    Meredith, I appreciate your trust and continued support over the years. I'm pleased to hear that my communication and follow-through have made a positive impact on your experiences. If there's ever anything more you need, please feel free to...
    read more
  • 5.0
    for
    Embrace Home Loans - Martinsburg, WV
    google
    E
    Ed B
    Posted on May 24th, 2026 12:39 AM
    Embrace handled every question and need that we had in a timely and stress-free manner. They were on top of every issue and definitely had our backs. I would highly recommend Embrace.
  • 5.0
    for
    Wayne Palkovic
    SFTP
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    Edward B
    Hanover, PA
    Posted on May 22nd, 2026 10:40 PM
    Wayne was very knowledgeable and willing to help with our many questions that we had. He was a great guide to us through the entire process.
    Reply from Wayne Palkovic
    May 23rd, 2026 12:57 AM
    Thank you for your kind words, Edward. I'm pleased to hear that you found my guidance helpful and that I could assist with your questions throughout the process. If there's anything else you need, feel free to reach out.
  • 5.0
    for
    Embrace Home Loans - Martinsburg, WV
    google
    B
    Bruce E
    Posted on May 15th, 2026 12:14 PM
    Embrace Home Loans - Martinsburg, WV has received a review with 5 star rating from Bruce E
  • 5.0
    for
    Wayne Palkovic
    SFTP
    B
    Bruce E
    Berkeley Springs, WV
    Posted on May 15th, 2026 12:14 PM
    Wayne is very knowledgeable. He's always there when I need him. Any of my clients need him. One of the most respectful people that I know. He is a man of Honor.
    Reply from Wayne Palkovic
    May 27th, 2026 01:51 PM
    I'm grateful for your kind words, Bruce. I appreciate your trust and am pleased to hear that my knowledge and availability have been helpful to both you and your clients. Being respectful is important to me, and I'm thankful for your recognition...
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  • 5.0
    for
    Embrace Home Loans - Martinsburg, WV
    google
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    Elizabeth M
    Posted on May 9th, 2026 01:33 PM
    Wayne feels like a friend who is there to help you through the complicated process. I was a first time homebuyer and I was grateful to have him with me to explain everything. He's incredibly friendly and kind and SO responsive. I'd be very...
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  • 5.0
    for
    Wayne Palkovic
    SFTP
    E
    Elizabeth M
    Berkeley Springs, WV
    Posted on May 9th, 2026 01:33 PM
    Wayne feels like a friend who is there to help you through the complicated process. I was a first time homebuyer and I was grateful to have him with me to explain everything. He's incredibly friendly and kind and SO responsive. I'd be very...
    read more
    Reply from Wayne Palkovic
    May 10th, 2026 12:39 AM
    Thank you, Elizabeth, for your kind words. I'm pleased to know that you felt supported during the home-buying process and that my approach helped make things clearer for you. It's rewarding to hear that you would be glad to work with me again....
    read more
    • 10 of 642
    About
    Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2016

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.

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