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Wayne Palkovic
Sr Loan Officer | NMLS 201581
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Step by Step process and great staff.
Reply from Wayne Palkovic
May 27th, 2025 04:04 PM
I'm thrilled to hear that you found the step-by-step process and our staff to be commendable. It was a pleasure assisting you with your home purchase. Thank you for choosing Embrace Home Loans.
Wayne was extremely helpful and knowledgeable throughout my homebuying process.
Reply from Wayne Palkovic
May 7th, 2025 01:21 PM
I'm thrilled to hear that I could assist you effectively during your homebuying process. Thank you for your kind words and for choosing Embrace Home Loans. If you have any further questions or need assistance in the future, please feel free...
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Wayne and his folks were very helpful and communicative in every way possible, my wife and I greatly appreciate i!
Reply from Wayne Palkovic
May 7th, 2025 03:17 PM
I'm thrilled to hear that you and your wife found our team helpful and communicative throughout the process. It was a pleasure assisting you with your purchase, and we greatly appreciate your kind words.
He worked hard to make happen.Very friendly.
Reply from Wayne Palkovic
April 25th, 2025 05:45 PM
I'm glad to hear that you found the process friendly and that everything worked out well for your purchase. It was a pleasure assisting you at Embrace Home Loans.
Wayne is very honest. He does everything possible to help each and every person in the pursuit buying a home.
Reply from Wayne Palkovic
August 5th, 2025 04:18 PM
Thank you, Bruce, for highlighting my commitment to honesty and dedication in the home-buying process. It's important to me to do everything I can to support each individual on their journey. I'm grateful you took the time to share your experience,...
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The whole experience was great. I learned a whole lot from Mr Palkovic and Mrs Johnson. So thanks to the
team.Thanks a million.
Reply from Wayne Palkovic
April 5th, 2025 12:46 AM
Wayne I enjoyed working with you and Linda. I hope you both make many happy memories in your new home.
Wayne was very helpful when my bank was giving me a tough time with a mortgage. I got referred to Wayne and now have bought my first house!
Reply from Wayne Palkovic
April 5th, 2025 12:50 AM
Keller, thank you for the opportunity to help you along you journey to home ownership. I hope you make memories in your new home.
Wayne is a solid loan officer that makes sure everything is moving smoothly throughout the process to a successful closing!
Reply from Wayne Palkovic
April 5th, 2025 12:48 AM
Amy, thank you for the kind words, I always enjoy working with you and your clients. You are a true professional!
Embrace Home Loans were on top of everything. Always available and really care about our time, outcome of our experience. Easy to communicate with them. Wayne was awesome
Reply from Wayne Palkovic
March 20th, 2025 02:33 AM
Thank you so much for your kind words, Theresa. It was a pleasure working with you and helping you with your home purchase. I'm thrilled to hear that you felt supported and that our communication made the process easier for you. Your satisfaction...
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Really easy process, Wayne is very accomodating.
Reply from Wayne Palkovic
March 9th, 2025 02:48 PM
Marcelo, it's great to hear that you found the process easy. I always aim to make things as smooth as possible for my clients, so your feedback means a lot. Thank you for trusting me with your home loan needs. If you have any more questions...
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About
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
Non-QM
Specialities
FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
Home Loans
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Positions
- Embrace Home Loans - Sr. Mortgage Loan OfficerSep 1st, 2013 - Current
Memberships
- Eastern Panhandle Board of Realtors - Associate Member
- Certified Mortgage Advisor
- National Mortgage Professional Magazine - Past Best Military Originator
Addresses and Serving Areas
Primary Serving Area
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 201581
Gallery
Videos
Awards
Best VA Loan Speci...
Certified Mortgage...
Achievements
- Certified Mortgage Advisor
Hobbies
- Fishing
- College Football
- Fishing, Sports, Travel, Spending time with family
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.