Top 5%
Wayne Palkovic
Sr Loan Officer | NMLS 201581
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Perfectly smooth transaction.
Reply from Wayne Palkovic
November 24th, 2025 09:11 PM
I'm pleased that the transaction went smoothly Romina, your professionalism certainly helped. Ensuring a seamless process is a priority for me and my team, Your positive feedback is much appreciated. If I can help any of your Buyers in the...
read more
Everyone i dealt with went above and beyond to guide and assist me!!! So courteous and hardworking!!
Reply from Wayne Palkovic
November 5th, 2025 09:37 PM
Your feedback means a lot, Judith. I'm pleased to hear that you found everyone you worked with to be courteous and hardworking. Going above and beyond in guiding and assisting our clients is something we strive for, and your words affirm that...
read more
Mr Wayne Palkovic was so very patient, comforting and knowledgeable about every question I had with my refinancing. I've also had the pleasure working with Mr Palkovic purchasing my first house over 20 years ago . He's really a wonderful person...
read more
Reply from Wayne Palkovic
October 23rd, 2025 07:30 PM
I'm thankful for your thoughtful review, Tywana. It's rewarding to hear that you appreciated my patience and knowledge during your refinancing process. It was a pleasure to assist you then and now, and I'm glad I've been able to continue supporting...
read more
Wayne had a very hard to case to take over when we were ALREADY under contract. Thank you Wayne for getting it done!! The clients are absolutely thrilled and in their new home.
Reply from Wayne Palkovic
October 23rd, 2025 07:29 PM
I'm glad I could step in and help with your situation, Michelle. It means a lot to me to hear that the clients are enjoying their new home. Thank you for placing your trust in me during such a crucial time. If there's anything else you need,...
read more
Wayne is amazing and goes the extra mile to help my clients.
Reply from Wayne Palkovic
August 26th, 2025 02:29 PM
Thank you, Lynn, for your generous words. It's always my priority to go the extra mile, especially when it comes to supporting your clients through the home-buying process. I'm committed to ensuring that each person feels supported and well-informed...
read more
Got it — I’ve removed the dashes and smoothed everything out so it flows naturally:I can’t say enough about how amazing Wayne was throughout my home-buying process. Before finding him, I spoke with at least six other lenders who all told me...
read more
Reply from Wayne Palkovic
August 25th, 2025 02:19 PM
Justin, I'm truly grateful for your heartfelt review. It means a lot to me that you felt supported and understood throughout your home-buying journey. I remember our discussions about the challenges you faced, and I’m glad I could play a part...
read more
Wayne was so wonderful in every way. Responsive, friendly, caring and honest. It was a great experience!
Reply from Wayne Palkovic
August 29th, 2025 09:59 PM
I'm truly grateful for your kind words, Jonathan. I'm glad to know that you found my approach responsive, friendly, caring, and honest. Creating a positive experience is always my priority, and it's rewarding to hear that it resonated with...
read more
Wayne is a great Lender and an awesome friend. He has great options for lending, and will take care of anyone that needs a loan.
Reply from Wayne Palkovic
August 5th, 2025 04:15 PM
Thank you, Bruce, for such a thoughtful review. I'm really glad to hear that you see me both as a great lender and a friend. It's important to me to offer diverse lending options and ensure everyone feels well taken care of throughout the process....
read more
Wayme is the best!
Reply from Wayne Palkovic
August 5th, 2025 04:16 PM
Thank you, Jason! I truly appreciate your enthusiasm and kind words. It's always my goal to provide the best service possible, and I'm glad to know that you feel that way. If there's anything else I can do to support you, please don't hesitate...
read more
communication. doing what was said would be done. not having to submit the same docs 347 times
Reply from Wayne Palkovic
June 27th, 2025 08:22 PM
Thank you for sharing your feedback. Our records show nearly 100 documented touchpoints from me and my team throughout your loan process—each one aimed at keeping you informed and on track for a smooth closing. Your loan closed on time, with...
read more
41–50 of 443
About
Wayne Palkovic (NMLS #201581) is a premier mortgage loan officer and local lending expert in Martinsburg, West-Virginia. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wayne provides comprehensive home financing solutions with Embrace Home Loans. Wayne Palkovic has over 43 years of experience in the mortgage industry and is eager to put that knowledge to work for you. He has helped thousands of clients become homeowners and brings an in-depth knowledge of USDA, FHA, Conventional, VA, West Virginia Housing, Jumbo, and Conforming loans. Wayne understands how stressful and confusing the homebuying process can be. Contact Wayne today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Fixed Rate Mortgages
USDA Loans
Non-QM
Specialities
FHA, VA, USDA, Conventional, Investment and First Time Buyers Loan
Conventional, FHA, VA, USDA, WV Housing, Jumbo Loans and Non-Traditional Mortgage Loans
Home Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Embrace Home Loans - Sr. Mortgage Loan OfficerSep 1st, 2013 - Current
Memberships
- Eastern Panhandle Board of Realtors - Associate Member
- Certified Mortgage Advisor
- National Mortgage Professional Magazine - Past Best Military Originator
Addresses and Serving Areas
Primary Serving Area
Year Started
1980
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 201581
Gallery
Videos
Awards
Best VA Loan Speci...
Certified Mortgage...
Achievements
- Certified Mortgage Advisor
Hobbies
- Fishing
- College Football
- Fishing, Sports, Travel, Spending time with family
View All
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.