

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
GREAT HELP AND PATIENCE
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Ezequiel, I appreciate your kind words about my help and patience. If there's anything more I can do for you, please feel free to reach out.
GREAT HELP AND PATIENCE
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Ezequiel, I appreciate your kind words about my help and patience. If there's anything more I can do for you, please feel free to reach out.
Viri has been very thorough and helpful to me and my Fiancé during this house buying process. Although we don’t plan to purchase until next year, she is helping us get ready for that next step. Viri has made us feel very comfortable since our...
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Reply from Owner
June 30th, 2026 01:42 PM
Odalys, I'm glad to hear that you and your fiancé have felt comfortable and supported throughout this process. I'm pleased to assist you in preparing for your home purchase next year and appreciate your recommendation for first-time home buyers....
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I worked with Viri for one of our transactions and it was such a pleasure. She is very attentive and helpful with anything we needed. Thank you so much and I look forward to working together again soon!
Reply from Owner
June 18th, 2026 03:07 PM
Thank you so much for your kind words! It was a pleasure working with you on this transaction.As the Transaction Coordinator, your organization, communication, and attention to detail helped keep everything moving smoothly from start to finish....
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I've been working with Viri, very professional, I highly recommend her for your next home or investment project.
Reply from Owner
June 18th, 2026 03:09 PM
I truly appreciate the opportunity to be part of such an important milestone. My goal is always to make the mortgage process as clear, smooth, and stress-free as possible while helping my clients find the financing solution that best fits their...
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I’ve been working with my Viri for the past couple of months, and I couldn’t be happier with the experience. She is honest, realistic, and communicates clearly throughout the entire process. She never gives false hope about mortgage approvals...
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Reply from Owner
June 18th, 2026 03:32 PM
I believe that honesty, clear communication, and setting realistic expectations are essential to creating a positive experience for both clients and referral partners. My goal is always to provide accurate guidance, keep everyone informed throughout...
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Viri has been super helpful, I recommend her to all of my friends!!
Reply from Owner
June 18th, 2026 03:13 PM
Thank you so much for your kind words and for recommending me to your friends, it truly means a lot!
Helping my clients feel informed, supported, and confident throughout the home financing process is always my goal.
If you’re a 1st time homebuyer in SWFL wanting to get a loan to buy a house Viri is the perfect person for this job. She’s knowledgeable, patient & will get you the best options for you. I highly recommend her.
Reply from Owner
June 16th, 2026 01:08 PM
Britney, I'm thankful for your high recommendation and for recognizing my efforts in assisting first-time homebuyers. It's great to hear that you found my knowledge and patience helpful in finding the best loan options. Please feel free to...
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(Translated by Google) As a company seeking to establish lasting and mutually beneficial business relationships, we found Viri to be an excellent professional, helpful, with great communication skills, and willing to assist with even the smallest...
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Reply from Owner
June 9th, 2026 04:41 PM
ISAEDU, agradezco mucho su recomendación y sus amables palabras. Me complace saber que quedó satisfecho con mi atención y que considera mi comunicación y disposición útiles para sus necesidades de préstamo. Estoy aquí para ayudarle con cualquier...
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Always delivers on
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I truly value our partnership and appreciate the opportunity to help your clients navigate the mortgage process with confidence. I look forward to working together on many more successful home purchases and closings in the future!
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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