

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Vee is incredibly knowledgeable, professional, and truly cares about the people she helps. She takes the time to explain the loan process, answers every question with patience, and always makes herself available when needed. Her work ethic,...
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Reply from Owner
August 12th, 2026 05:05 PM
Thank you so much for your kind words. I always want our clients to feel informed, comfortable asking questions, and confident throughout the process. I truly appreciate our partnership and look forward to helping many families together!
I had an amazing experience working with Angie, Paula, and Viri throughout the entire home-buying process. They were all incredibly helpful, professional, and knowledgeable, and they made what can be a stressful process feel much easier.They...
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Reply from Owner
August 12th, 2026 05:03 PM
Thank you so much for your kind words and for trusting us to be part of such an important moment! Helping you buy your home was truly a pleasure. I know there are a lot of questions that come with buying a home for the first time, so I’m glad...
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WOW! The past few transactions have been some of the smoothest deals I have ever been a part of. As a professional real estate agent, it is very important to have a great team to work with. Viri has been phenomenal with my clients and is always...
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Reply from Owner
August 12th, 2026 04:59 PM
Thank you so much! It’s always a pleasure working with you and your clients. Great transactions really do come down to having the right people working together, communicating, and staying on top of things from beginning to end. I truly appreciate...
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Quiero expresar mi más sincero agradecimiento a Viri Martínez por el excelente trabajo que realizó durante el proceso de compra de mi casa.Desde el primer día demostró ser una persona muy profesional, honesta, comprometida y siempre dispuesta...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Donaldo, agradezco profundamente tus amables palabras y la confianza que depositaste en mí durante el proceso de compra de tu casa. Es gratificante saber que mi dedicación y compromiso hicieron que esta experiencia importante fuera más sencilla...
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Quiero expresar mi más sincero agradecimiento a Viri Martínez por el excelente trabajo que realizó durante el proceso de compra de mi casa.Desde el primer día demostró ser una persona muy profesional, honesta, comprometida y siempre dispuesta...
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Reply from Viri Martinez
October 27th, 2026 05:18 PM
Donaldo, agradezco profundamente tus amables palabras y la confianza que depositaste en mí durante el proceso de compra de tu casa. Es gratificante saber que mi dedicación y compromiso hicieron que esta experiencia importante fuera más sencilla...
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Viri is knowledgeable, an excellent communicator, and easy to work with. I loved working with her and will continue to recommend her services to my clients.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I truly enjoyed working with you as well. Having great communication between the Realtor and mortgage loan officer makes such a difference in creating a smooth home-buying experience for our clients. I really appreciate your trust in recommending...
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Viri is knowledgeable, an excellent communicator, and easy to work with. I loved working with her and will continue to recommend her services to my clients.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I truly enjoyed working with you as well. Having great communication between the Realtor and mortgage loan officer makes such a difference in creating a smooth home-buying experience for our clients. I really appreciate your trust in recommending...
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Thank you Viri for all your help with the recent home loan and guiding the family through the entire process! Highly recommended with your home lending needs! A++
Reply from Owner
July 6th, 2026 05:41 PM
Ac, I'm grateful for your kind words and recommendation. It was my pleasure to assist you and your family with the home loan process. If you have any more questions or need further assistance, please don't hesitate to reach out.
(Translated by Google) I want to express my sincerest gratitude to Viri for the extraordinary help and support she provided throughout the entire home buying process.From the very first moment, she demonstrated great professionalism, commitment,...
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Reply from Owner
July 6th, 2026 07:21 PM
Donaldo, agradezco sinceramente tus amables palabras y tu recomendación. Me alegra saber que mi apoyo y dedicación te proporcionaron la tranquilidad necesaria durante el proceso de compra de tu casa. Si en el futuro necesitas más ayuda o tienes...
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Very Helpful and Informative
Reply from Owner
July 3rd, 2026 06:05 PM
Its, I'm grateful for your kind words about my helpfulness and the information provided. If you have any further questions or need more assistance, please feel free to reach out.
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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