

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Very efficient and easy to work with, communication was fantastic throughout the process. Would definitely recommend to friends and family.
Reply from Owner
August 1st, 2025 12:33 AM
Thank you so much for your kind words! I’m so glad the mortgage process felt smooth and stress-free that’s always my goal. Clear and consistent communication makes such a difference, and I truly appreciate your trust from start to finish. It...
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(Translated by Google) Working with Viridiana was truly a great experience, she worked very quickly, efficiently, and with excellent professional service. Highly recommended.(Original)Trabajar con Viridiana fue realmente una gran experiencia,...
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(Translated by Google) Working with Viridiana was truly a great experience. She worked very quickly and efficiently, and her service was exceptionally professional. Highly recommended.(Original)Trabajar con Viridiana fue realmente una gran...
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Viridiana is truly a gem. We worked with her on buying our first home and now recently through a refinance. She was amazing. She did what ever she needed to do to make our home owners dream a reality. She is patient, hardworking and even though...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for your continued trust & for allowing me to help you with your mortgage needs!
Viridiana is truly a gem. We worked with her on buying our first home and now recently through a refinance. She was amazing. She did what ever she needed to do to make our home owners dream a reality. She is patient, hardworking and even though...
read more
Reply from Owner
January 9th, 2026 08:38 AM
Thank you for your continued trust & for allowing me to help you with your mortgage needs!
(Translated by Google) There are no words to describe how grateful I am to Viridiana. Thanks to her, we have been able to fulfill our dream of owning our first home. Viridiana was very professional, answered all of our questions, and made the...
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Reply from Owner
January 9th, 2026 08:38 AM
Muchas gracias por darme la oportunidad de trabajar con ustedes, una vez mas felicidades! 🥳🎉
(Translated by Google) There are no words to describe how grateful I am to Viridiana, thanks to her we have been able to fulfill our dream reality of being the owners of our first home. Viridiana was very professional, she answered all of our...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
(Translated by Google) Thank you very much for giving me the opportunity to work with you, once again congratulations! 🥳🎉
(Original)
Muchas gracias por darme la oportunidad de trabajar con ustedes, una vez mas felicidades! 🥳🎉
Big thanks to Viridiana to help us to complete our home refinance and always on the time till the last detail to complete our process thanks again.I definitely will recommend her.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Once again thank you for giving me the opportunity to help you!!
Big thanks to Viridiana to help us to complete our home refinance and always on the time till the last detail to complete our process thanks again.I definitely will recommend her.
Reply from Owner
January 9th, 2026 08:38 AM
Once again thank you for giving me the opportunity to help you!!
Just a big thanks to Viridiana Martínez she is a great person help us to complete our home refinance und always on the time till the last detail to complete our process thanks again I definitely will recommended her.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for your kind words! I’m truly grateful for the opportunity to help you with your home refinance. Every detail matters when it comes to something this important, and I’m so glad you felt supported every step of the way. Your...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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