

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Really great experience very knowledgeable. I’m willing to recommend.Thank you so much
Really great experience very knowledgeable. I’m willing to recommend.Thank you so much
Viridiana is an excellent loan officer.She qualified some of my clients for a mortgage loan. We closed in less than 30 days. She really takes care of the customer. Her professionalism is outstanding! Always in communication with all parties...
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Reply from Owner
January 9th, 2026 08:46 AM
Thank you for the feedback! I’m glad we could move things along quickly and efficiently for our clients. Timely service is key, and it’s always great to work with a responsive partner like you. Can’t wait for our next collaboration!
Viri and Alex were so easy to work with! From getting us pre-approved to closing it took 31 days! Viri was able to get us an amazing interest rate and looked into the Florida Hometown Hero's program, which we qualified for as my husband is...
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Viri and Alex were so easy to work with! From getting us pre-approved to closing it took 31 days! Viri was able to get us an amazing interest rate and looked into the Florida Hometown Hero's program, which we qualified for as my husband is...
read more
(Translated by Google) Viridiana Martínez provided excellent service. My experience with her help in obtaining my house loan was outstanding. 100% recommended. Thank you!(Original)Excelente servicio de Viridiana Martínez mi experiencia con...
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Reply from Owner
January 9th, 2026 08:38 AM
Muchas gracias por darme la oportunidad de trabajar contigo! 🙏😃
(Translated by Google) Excellent service from Viridiana Martínez, my experience with her help for my home loan was the best, 100% recommended, thank you(Original)Excelente servicio de Viridiana Martínez mi experiencia con su ayuda para el préstamo...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
(Translated by Google) Thank you very much for giving me the opportunity to work with you! 🙏😃
(Original)
Muchas gracias por darme la oportunidad de trabajar contigo! 🙏😃
Viri Martinez has received a review with 5 star rating from Martin N
Viri Martinez has received a review with 5 star rating from Martin N
Very efficient and easy to work with, communication was fantastic throughout the process. Would definitely recommend to friends and family.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for your kind words! I’m so glad the mortgage process felt smooth and stress-free that’s always my goal. Clear and consistent communication makes such a difference, and I truly appreciate your trust from start to finish. It...
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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