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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Fri

9 AM to 10 PM

Sat

10 AM to 10 PM

Sun

10 AM to 10 PM

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4.96

(294)

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5 Star

98%

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No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Saad A

Reply from Owner

March 3rd, 2026 02:30 AM

I appreciate the positive rating, Saad. If there's anything else I can assist you with, feel free to reach out. I can help you!

As a real estate agent, I've been genuinely impressed with Virginia Fargo's work ethics. She has been incredibly responsible and supportive in helping my prospective buyers understand their financing options and get pre-qualified, which makes...

Reply from Owner

February 24th, 2026 06:03 PM

R, your insights as a real estate agent mean a lot. I'm grateful for your commendation of my work ethic and am pleased to know that my efforts in guiding your clients through their financing options have been beneficial. Your trust and recommendation...

I found that Virginia Fargo is an enthusiastically knowledgeable and honest person to work with. She had taken her time to patiently educate me with all the process.

Reply from Owner

February 18th, 2026 12:12 AM

Thank you so much for the great rating, Daniel—I truly appreciate your support and trust. It was an honor to help you with your VA Interest Rate Reduction Loan, and I’m glad we could make the process smooth and fast, especially with no appraisal...

We have never had any problems with her I would highly recommend her

Reply from No Hassle Home Loans: Virginia Farg...

February 18th, 2026 12:12 AM

Hi Ania, I'm glad to hear that you had a smooth experience with my services. Thank you for the recommendation. If you have any further questions or need assistance in the future, feel free to reach out. I can help you!

No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Edmir D

Reply from Owner

January 9th, 2026 03:27 AM

Thank you so much for the 5-star review, Edmir. I truly appreciate your trust in No Hassle Home Loans. It was a pleasure helping you secure a home loan solution that didn’t require tax returns, and I’m grateful for the opportunity to support...

Virginia and Team made the entire more than 3 months process painless! Their professionalism and attention to detail is impressive. Virginia did a lot of hand holding to help us thru and continued to reassure of us about the process. Will only...

Reply from Owner

December 22nd, 2025 07:49 PM

I'm pleased to hear that the process with me and my team was smooth for you. It's great to know that you found our professionalism and attention to detail beneficial throughout the three months. Supporting you and ensuring you felt comfortable...

No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Lane L

Reply from Owner

December 22nd, 2025 07:50 PM

I appreciate your positive rating, Lane. Thank you for choosing my services for cash out debt consolidation loan.

I have never had such a seamless experience and I have been purchasing homes and even been in the Real Estate Field for a while this was an amazing experience. I would recommend her to anyone! Top Notch the whole way

Reply from Owner

December 4th, 2025 12:03 AM

I'm glad to hear that your home buying experience was seamless and enjoyable. Knowing that it stood out even with your background in real estate is truly meaningful. Thank you for your recommendation and for choosing my services. If there's...

Virginia was amazing throughout the whole process highly recommend.

Reply from No Hassle Home Loans: Virginia Farg...

December 4th, 2025 12:05 AM

I'm glad to hear that you had a great experience with me during your home loan process. Thank you for your recommendation. Your feedback means a lot, and I'm pleased to know I could assist you effectively. If there’s anything more I can do...

Outstanding commitment to the client and the entire loan process. Virginia's email say "call me anytime, seriously!" and that is what you can expect. Prompt communication and updates along the way. And if you need a loan for a unique situation,...

Reply from Virginia Fargo

December 4th, 2025 12:06 AM

I appreciate your kind words and feedback, Eric. It's rewarding to hear that my commitment and communication left a positive impression on your buyer's loan experience in Avondale, AZ. I'm pleased I could assist with finding a solution tailored...

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships