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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 10 PM

Thu

9 AM to 10 PM

Fri

9 AM to 10 PM(Open now)

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4.96

(294)

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5 Star

98%

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Things were so easy for us. We knew what we needed to do.

Reply from No Hassle Home Loans: Virginia Farg...

April 25th, 2026 12:38 AM

I'm glad to hear that the process to get a home loan was straightforward for you, Ray. Knowing you felt prepared and informed is appreciated. If there's anything else you need, feel free to reach out. I can help you!

Virginia Fargo has ben a wonderful Loan Officer to work with! she had an obvious deep caring for her clients and their experience and is so on top of everything and is so quick to respond, she makes it so easy to get to work with her!

Reply from Owner

April 24th, 2026 06:23 PM

Jaime, I'm glad to hear that you had such a positive experience with Virginia Fargo as your Loan Officer in Maricopa County, AZ. It's wonderful to know that her caring nature and responsiveness made the process easy for you. Thank you for sharing...

Virginia is very thorough and stays on top of the transaction.

Reply from Owner

April 24th, 2026 06:23 PM

Thank you, Mark, for highlighting Virginia's thoroughness and dedication throughout your transaction on a Jumbo loan in Los Angeles, California. I'm glad to hear that her attention to detail made your experience positive. Your feedback is greatly...

No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Violeta A

Reply from Owner

April 16th, 2026 06:12 PM

Thank you for your 5-star rating, Violeta. I’m pleased to know that you had a great experience with No Hassle Home Loans. I'm grateful you trusted me to guide you into homeownership, we stayed within your budget to insure affordability. If...

Virginia rocks! Great energy! Let's go.

Reply from Owner

April 16th, 2026 06:12 PM

I'm glad to hear you enjoyed working with me, Todd. Your positive energy and enthusiasm are truly appreciated! If there's anything else I can assist you with, feel free to reach out. I can help you!

She is a great person to work with we closed in 17 days

Reply from Owner

April 11th, 2026 01:51 AM

It’s great to hear that you had a positive experience working together and were able to close your purchase in just 17 days, Gordon. I’m glad I could assist in helping you achieve your home financing goals smoothly and efficiently. If there’s...

I had an all around great experience working Virginia Fargo. Throughout the refi process she remained a consistently clear and honest reference for all my questions and concerns.

Reply from No Hassle Home Loans: Virginia Farg...

April 8th, 2026 01:39 AM

Dan, I'm really glad to hear that you had a great experience with me during the refinancing process. It's important to me to provide clear and honest communication, and I'm pleased to know that it was helpful with your questions and concerns....

Virginia has been awesome! Have worked with her several times over the years and she has always been super helpful in getting a loan secured. Quick at responding to my questions via text or email and always thorough in explanations. Would definitely...

Reply from No Hassle Home Loans: Virginia Farg...

April 7th, 2026 05:29 PM

Michael, it's wonderful to hear about your repeated positive experiences working with me over the years, I'm so grateful for the trust you place in me. I'm glad to know that you found the process smooth and my communication effective. Your...

Virginia is a Top Notch Lender. It was a great experience working with Virginia! Professional, responsive, and delivered on time. Looking forward to many more smooth transactions together.

Reply from No Hassle Home Loans: Virginia Farg...

April 3rd, 2026 01:14 AM

I'm grateful for your thoughtful words. It's gratifying to hear that you appreciated the professionalism and timely service during your experience with me. I look forward to the opportunity to assist with future transactions and ensure they...

I had an amazing experience going through my refinance process with Ms. Virginia Fargo. Ms. Virginia was very knowledgeable and walked me through the process of my refinance, and she ensured that I was aware of all of my options when it came...

Reply from Owner

March 11th, 2026 04:40 AM

Cheryl, it's great to hear about your positive refinance experience with me. I'm glad that my guidance and information on your options were helpful. Your willingness to recommend my services to others is truly appreciated. If you have any more...

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships