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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Fri

9 AM to 10 PM

Sat

10 AM to 10 PM

Sun

10 AM to 10 PM

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4.96

(294)

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5 Star

98%

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1 Star

I had a great experience purchasing a house with Virginia, and I highly recommend working with her. She is very motivated and dedicated to excellence at what she does. She was more than willing to provide a detailed explanation on all the steps...

Reply from Owner

December 4th, 2025 12:17 AM

I'm pleased to hear that your home-buying experience went so smoothly and that my dedication to the process made a positive impact. It was my priority to ensure you understood each step and felt confident throughout your journey to purchase...

Great energy and easy to work with thanks for the hard work

Reply from Owner

November 21st, 2025 05:44 PM

I appreciate your positive feedback. I'm glad you found the process enjoyable and hassle-free. It's rewarding to know my efforts are making a difference. If you need anything in the future, feel free to reach out. I really enjoy helping real...

I was working with a first time home buyer that was originally told they were unable to qualify for a loan. I connected them with Virginia and she was able to get them approved! She works wonders, and will help guide your clients with patience...

Reply from Owner

November 6th, 2025 02:00 AM

I'm pleased to hear about your positive experience with me & how I was able to assist the first-time home buyer in achieving a loan approval after being turned down by another lender. It's rewarding to know that my dedication and guidance made...

No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Tandy Y

Reply from Owner

November 4th, 2025 04:08 PM

Thank you for the high rating, Tandy. I appreciate your support and trust in my services. If there’s anything more you need, feel free to reach out anytime. I'm so happy we were able to fire your land lord & get you into home ownership--BIG...

Wow, Virginia Fargo with No Hassle Home Loans is simply AMAZING!! I am a realtor who was representing my seller in the sale of their home in which Virginia was the lender for the buyer side of the transaction. There was constant communication...

Reply from Owner

October 29th, 2025 10:34 PM

Thank you so much, Amanda! I truly appreciated working alongside you on this transaction. Your clear communication and commitment to your sellers made the process smooth, and it was a pleasure to collaborate with you every step of the way....

Virginia Fargo made the refi simple, quick & easy just like the first time I refi'd. She knows all the ins & out,very knowledgeable, hard working & very personable !!! What a great experience !!! Virginia, you are one very special person in...

Reply from Owner

October 28th, 2025 03:36 AM

I'm glad to hear that your refi process was smooth and efficient with me again. It’s rewarding to know that my efforts to be knowledgeable and personable made the experience positive for you. Thank you for trusting me with your home loan needs,...

Working with Virginia was an excellent experience from start to finish. She’s extremely knowledgeable, responsive, and truly cares about her clients. She guided me through every step of the loan process with patience and clear communication,...

Reply from Owner

October 28th, 2025 03:37 AM

It's great to hear that your experience with Virginia was so positive. Knowing she was able to provide knowledgeable and responsive service, while also making the process smooth and stress-free makes a big difference. Thank you for recommending...

It was a GREAT experience working with this Queen, she saved the deal

Reply from Owner

October 28th, 2025 03:37 AM

I'm glad to hear that you had such a positive experience. It's wonderful to know I could assist in making things work smoothly for you. If you have any future needs or questions, feel free to reach out anytime. Your feedback is valued, and...

Virginia goes above and beyond to get the deal done. Could not have closed this deal without her help.

Reply from Owner

October 28th, 2025 03:37 AM

It's great to hear that my efforts were instrumental in closing your purchase deal. Thank you for sharing your experience. I'm always here to support your endeavors, so feel free to reach out if you need more assistance in the future. I can...

For the second time, I am emphasizing that I am not announcing any lenders. Rather, I would like to acknowledge a trustworthy individual who has made a significant difference. After attempting to work with various loan companies and facing...

Reply from No Hassle Home Loans: Virginia Farg...

October 28th, 2025 03:43 AM

I appreciate your feedback and the personal achievements you've shared. I'm glad to hear that you found a solution that worked for you and brought you financial stability. If there's any assistance you need in the future, feel free to reach...

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships