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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
    V
    Virginia F
    Posted on August 14th, 2018 12:00 AM
    My partner and I will be getting married in March, 2019. We figured it would be a good idea to get our finances in check, we went to 2 lending offices and we were denied because of debt to income ratio and my student loans. My coworker referred...
    read more
  • Zillow
    V
    Virginia F
    Phoenix, AZ
    Posted on August 14th, 2018 12:00 AM
    My partner and I will be getting married in March, 2019. We figured it would be a good idea to get our finances in check, we went to 2 lending offices and we were denied because of debt to income ratio and my student loans. My coworker referred...
    read more
    Reply from Owner
    May 30th, 2025 12:00 AM
    Thank you so much for sharing your story—it truly touched my heart. Helping you and your partner achieve financial stability and reach such a meaningful milestone means everything to me. I know the process had its challenges, but your trust,...
    read more
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    LORRAINE W
    Scottsdale, AZ
    Posted on July 28th, 2018 03:12 AM
    We were disappointed with our experience . Our moving expenses quadrupled because of changes in the contract concerning the closing date. It was changed from Monday to Friday to the next Monday afternoon,after my husband sent the moving help...
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    LISA B
    Lakeside, AZ
    Posted on July 23rd, 2018 11:56 PM
    Virginia constantly kept on top of everything, as well as always keeping me up to date on on everything that was happening. She was beyond helpful and way beyond pleasant to work with.
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    J
    JOHN K
    Phoenix, AZ
    Posted on July 16th, 2018 03:24 AM
    Virginia was always very willing to answer any questions and was very professional. She was quick to respond on everything, and for items that couldn’t be handled immediately she provided timelines and explanations for the the process. She...
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    Ramon A
    Phoenix, AZ
    Posted on July 10th, 2018 03:57 PM
    VIrginia was very knowledgeable and was always willing to help.
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    Ralph U
    Glendale, AZ
    Posted on July 2nd, 2018 07:55 PM
    Virginia made buying a house easy and a pleasant experience. I was not stressed throughout the entire process. Virginia was knowledged and attentive. She was a pleasure to work with.
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    S
    Stephen F
    Phoenix, AZ
    Posted on June 1st, 2018 07:55 PM
    Excellent personality, prompt , and hardworking throughout the entire process.
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    Matthew H
    Glendale, AZ
    Posted on May 17th, 2018 05:47 AM
    Virginia was amazing! She helped me get the house I wanted and made the entire proses so easy I honestly couldn’t believe it!
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    M
    Miguel R
    Phoenix, AZ
    Posted on May 9th, 2018 01:53 PM
    I Really enjoyed her professionalism, her kindness, and her quickness to help me out. Thank you virginia for your wonderful help.
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
    • View All
    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
    • View All
    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.