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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Wed

9 AM to 10 PM

Thu

9 AM to 10 PM

Fri

9 AM to 10 PM

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4.96

(294)

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5 Star

98%

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Virginia is always willing to go the extra mile for her clients. She is energetic, personable, trustworthy, experienced and an all around great person! Without any hesitation, I wholeheartedly recommend working with Virginia!

We loved loved working with Virginia !!!! Thank you for all your Help !! You've been so wonderful ,kind and Very Professional !! Tank you again for all your support and knowledge !! Dalia and Greg Cargile

Virginia was very helpful and always there when I had a question, always available and will stop what she had going on just to make sure things were clear, if there was anything that came up that I had questioned. I will do it all over again...

Virginia pours her heart into each business transaction and makes good things happen. She helped us evaluate our options better than anyone (and we've bought over 7 properties). She gets it....

There were several instances of significant lack of knowledge of the lenders' requirements causing constant revisions of closing disclosures. Last minute changes needed to be made to title names. I had to provide the same document to them 4...

Virginia worked very diligently to help us close on our home in paradise fast!

The lender processed the paperwork quickly and put in extra effort to ensure that we were ready to close timely in spite of delays caused by outside parties. Thanks Stearns Lending team!

Reply from Owner

May 30th, 2025 12:00 AM

Thank you so much for your feedback! I’m glad we were able to push through and stay on track for a timely closing, even with a few outside delays. I always aim to stay proactive and keep things moving so my clients don’t feel the stress. I...

Virginia did everything possible to make our experience as positive as possible. Basically VIRGINA made it HAPPEN and was available whenever we needed her. Thanks Virginia and the Stearns team.

Virginia will be with you every step of the way, she will explain, follow up and ensure you are going thru all the necessary steps to complete your goal

My partner and I will be getting married in March, 2019. We figured it would be a good idea to get our finances in check, we went to 2 lending offices and we were denied because of debt to income ratio and my student loans. My coworker referred...

231–240 of 294

About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships