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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Fri

9 AM to 10 PM

Sat

10 AM to 10 PM

Sun

10 AM to 10 PM

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4.96

(294)

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5 Star

98%

4 Star

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1 Star

Very good communication and answered every question thoroughly. I trusted that Virginia was working in min and my wife’s best interests.

I wouldn't have a home if not for the diligence and dedication of Virginia. There were some hurdles to deal with because of my debt to income ratio and some other issues but Virginia made it all possible. Don't doubt her cause if she says she...

Reply from Owner

May 30th, 2025 12:00 AM

Thank you so much for your incredible words—it truly means the world to me. Every loan tells a story, and I’m so honored to have been part of yours. Yes, there were a few hurdles, but I believed in your homeownership journey from day one. I’m...

I had the best experience with Stearns especially with Virginia. She went above and beyond to make my dream become a reality. Without her, my loan would not gone thru. Try stearns and ask for Virginia. They could really help you.

Virginia got the job done thank you for an amazing job well done on a home loan.

Excellent Service.

Virginia is a great Ambassador for Stearns in her community; you would be fortunate to have each of your employees be as professional, dedicated, and involved in their towns as Virginia is in hers!

Communication

A very good person to work with . She try’s so hard to help her clients .

Thank you Virginia I am very grateful to you for your moral support in my practical life, and I am very pleased to cooperate with you, you always working hard and sincerely .. Thanks again. I wish you a nice and successful life 😉

Virginia was very helpful and a thorough professional. She is patient and always lends an understanding ear. Thanks Virginia

221–230 of 294

About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships