No Hassle Home Loans: Virginia Fargo's Cover Image
No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
    A
    Austin K
    Phoenix, AZ
    Posted on August 3rd, 2020 07:57 PM
    Great service!
  • Persona migrate verified
    B
    BARBARA A
    Gilbert, AZ
    Posted on July 31st, 2020 03:15 PM
    Virginia Fargo ROCKS!!!!
  • Persona migrate verified
    T
    Timothy M
    Scottsdale, AZ
    Posted on July 28th, 2020 07:20 PM
    Virginia and team were top notch!! Would use them again in a heartbeat!!
  • Persona migrate verified
    R
    Robert B
    Tempe, AZ
    Posted on July 4th, 2020 01:11 PM
    Virginia and her team were able to get me a great re-fi rate within a 30 day window. She was prompt at replies and answering my questions. I never felt like I was left hanging. Thanks Virginia!
  • Persona migrate verified
    B
    Barbara A
    Mesa, AZ
    Posted on July 2nd, 2020 10:44 PM
    Virginia made it great. She was pleasant to work with.
  • Persona migrate verified
    E
    Ethan M
    Tempe, AZ
    Posted on June 24th, 2020 04:43 PM
    My second time refinancing my home with Virginia. She goes above and beyond to ensure the experience is as smooth as possible.
  • Zillow
    D
    Dkmiller5
    McMinnville, OR
    Posted on June 19th, 2020 12:00 AM
    Virginia goes the extra mile to make it happen. I really appreciate her hard work to make it all happen. She always answered my questions quickly and promptly. She was honest about all costs associated with the loan and worked really hard since...
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  • Zillow
    A
    Apaz1113Arsa
    Salem, OR
    Posted on June 15th, 2020 12:00 AM
    Virginia work really hard on my refinance loan she also took the time to explain, everything that was going on with my loan. She also explain what else need it to complete with the loan. She make sure everything was on track and kept me in...
    read more
    Reply from Owner
    May 30th, 2025 12:00 AM
    Thank you so much for your thoughtful review! It was a pleasure working on your refinance loan, and I’m so glad you felt supported and informed every step of the way. I believe clear communication and guidance are just as important as getting...
    read more
  • Persona migrate verified
    S
    Saril P
    Salem, OR
    Posted on June 10th, 2020 11:20 PM
    All the assistant thru the whole process made it very helpful. Thank you and all the team for everything.
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    L
    Liliana A
    Mesa, AZ
    Posted on June 2nd, 2020 04:18 PM
    This is the second time I work with Virginia, she is the BEST! I would highly recommend her!
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.