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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
Mon
9 AM to 10 PM
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Reviews from Web
Virgina,Kept her word to me from one year ago, that once I was able get my credit to what was needed, she would be there to help me.Virginia, saw me as person, not just as a loan number/credit score.Once she was able to see the magnitude of...
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Very professional, efficient and makes the mortgage process easy.
Virginia and her associates always answered my questions with a quick response. Virginia also offered me a great rate, and she was very easy to work with. I would definitely recommend her.
Fantastistic service
In general she is awesome, when it comes to communication she responds very quickly and she always ready to help anytime you have a question or something you need to be helped with, she is nice and friendly she always make sure the process...
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Virginia Fargo has always been very helpful. She explains everything very well, and makes it easy to understand. She’s simply amazing. Without a doubt, if I was to ever need her help again, I would definitely reach out to her. Once again, thank...
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Very friendly, helpful, knowledgeable, & professional.
Virginia does an AMAZING job. This was our 3rd loan with her and would consider her again. The timeliness of underwriting was way to long but otherwise- Great experience!
Virginia went the extra mile to make sure we closed. I admire her hard work ethic.
Very informative, reliable, efficient, promt, excellent service
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.