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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
Mon
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    DWAYNE N
    Laveen, AZ
    Posted on October 19th, 2020 11:28 PM
    Virgina,Kept her word to me from one year ago, that once I was able get my credit to what was needed, she would be there to help me.Virginia, saw me as person, not just as a loan number/credit score.Once she was able to see the magnitude of...
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    SUSAN E
    Mesa, AZ
    Posted on October 2nd, 2020 05:29 PM
    Very professional, efficient and makes the mortgage process easy.
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    Diane M
    Milpitas, CA
    Posted on October 1st, 2020 07:45 PM
    Virginia and her associates always answered my questions with a quick response. Virginia also offered me a great rate, and she was very easy to work with. I would definitely recommend her.
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    KEVIN E
    Mesa, AZ
    Posted on October 1st, 2020 07:08 PM
    Fantastistic service
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    Pacifique H
    Phoenix, AZ
    Posted on September 13th, 2020 05:43 PM
    In general she is awesome, when it comes to communication she responds very quickly and she always ready to help anytime you have a question or something you need to be helped with, she is nice and friendly she always make sure the process...
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    Berenice G
    Phoenix, AZ
    Posted on September 7th, 2020 08:26 PM
    Virginia Fargo has always been very helpful. She explains everything very well, and makes it easy to understand. She’s simply amazing. Without a doubt, if I was to ever need her help again, I would definitely reach out to her. Once again, thank...
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    Steven C
    Anthem, AZ
    Posted on September 7th, 2020 03:49 PM
    Very friendly, helpful, knowledgeable, & professional.
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    Jodi F
    Tempe, AZ
    Posted on September 4th, 2020 08:32 PM
    Virginia does an AMAZING job. This was our 3rd loan with her and would consider her again. The timeliness of underwriting was way to long but otherwise- Great experience!
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    Helaman M
    Queen Creek, AZ
    Posted on September 2nd, 2020 03:37 PM
    Virginia went the extra mile to make sure we closed. I admire her hard work ethic.
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    Rebecca C
    Anthem, AZ
    Posted on August 18th, 2020 04:52 PM
    Very informative, reliable, efficient, promt, excellent service
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.