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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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Reviews from Web
In an exiting and stressful life achievement you were professional informative and compassionate but most of all you made it happen. We are so appreciative and happy for everything you were able to accomplish for us not only did you get us...
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Reply from Virginia Fargo
April 28th, 2022 05:53 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia was great and very helpful.
Reply from Virginia Fargo
April 28th, 2022 05:53 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia Fargo took care of all are needs in the refinancing process would recommend her service to everyone thanks for your help.
Reply from Virginia Fargo
April 28th, 2022 05:53 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
I appreciate Virginia for her efficiency and friendliness. The overall process seems so easy because of the way she manage it. I also appreciate that she takes time to explain options and the pros and cons of each options. Will definitely recommend...
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Reply from Virginia Fargo
April 28th, 2022 05:53 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia is the best! She provided me excellent service. She promptly responds to all my texts whether it is 8am or 11pm. She always updates me the status of my loan application and offers me the most competitive rates. She is very patient...
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Reply from Virginia Fargo
April 28th, 2022 05:53 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia keeps you updated and informed every step of the way.
Reply from Virginia Fargo
April 28th, 2022 05:52 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia is excellent at her job. She made sure to answer all communications in a timely manner. She was relentless with helping in any way possible. There was a hiccup with the notary, which was out of her control, but she was there to assist...
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Reply from Virginia Fargo
April 28th, 2022 05:55 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Im please with the good deal and hard work Virginia did. I will use her services in the future no doubt.thanks Virginia
Reply from Virginia Fargo
April 28th, 2022 05:52 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Ms. Virginia Fargo demonstrated professional, courteous, servant leadership. She was dedicated, trustworthy and dependable. At times, she made me feel as if I were her only client, although I knew, from news reports, that she had a huge caseload....
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Reply from Virginia Fargo
April 28th, 2022 05:55 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Best lender EVER
Reply from Virginia Fargo
April 28th, 2022 05:55 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.