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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
    A
    Aaron W
    Tonopah, AZ
    Posted on June 1st, 2020 07:42 PM
    In an exiting and stressful life achievement you were professional informative and compassionate but most of all you made it happen. We are so appreciative and happy for everything you were able to accomplish for us not only did you get us...
    read more
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    S
    STEVEN S
    Phoenix, AZ
    Posted on May 30th, 2020 10:42 PM
    Virginia was great and very helpful.
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    D
    David R
    Goodyear, AZ
    Posted on May 30th, 2020 07:50 PM
    Virginia Fargo took care of all are needs in the refinancing process would recommend her service to everyone thanks for your help.
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    C
    Chris B
    San Jose, CA
    Posted on May 3rd, 2020 09:24 AM
    I appreciate Virginia for her efficiency and friendliness. The overall process seems so easy because of the way she manage it. I also appreciate that she takes time to explain options and the pros and cons of each options. Will definitely recommend...
    read more
    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    P
    Precious L
    Morgan Hill, CA
    Posted on May 3rd, 2020 02:10 AM
    Virginia is the best! She provided me excellent service. She promptly responds to all my texts whether it is 8am or 11pm. She always updates me the status of my loan application and offers me the most competitive rates. She is very patient...
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    Reply from Virginia Fargo
    April 28th, 2022 05:53 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    K
    Kevan W
    Florence, AZ
    Posted on April 23rd, 2020 04:05 PM
    Virginia keeps you updated and informed every step of the way.
    Reply from Virginia Fargo
    April 28th, 2022 05:52 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    L
    LUKE J
    Mesa, AZ
    Posted on April 8th, 2020 06:52 PM
    Virginia is excellent at her job. She made sure to answer all communications in a timely manner. She was relentless with helping in any way possible. There was a hiccup with the notary, which was out of her control, but she was there to assist...
    read more
    Reply from Virginia Fargo
    April 28th, 2022 05:55 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    E
    Edgar A
    Wittmann, AZ
    Posted on April 8th, 2020 06:27 PM
    Im please with the good deal and hard work Virginia did. I will use her services in the future no doubt.thanks Virginia
    Reply from Virginia Fargo
    April 28th, 2022 05:52 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    B
    Bettina G
    Mesa, AZ
    Posted on April 3rd, 2020 10:38 PM
    Ms. Virginia Fargo demonstrated professional, courteous, servant leadership. She was dedicated, trustworthy and dependable. At times, she made me feel as if I were her only client, although I knew, from news reports, that she had a huge caseload....
    read more
    Reply from Virginia Fargo
    April 28th, 2022 05:55 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
  • Persona migrate verified
    J
    Jake J
    Beaverton, OR
    Posted on April 3rd, 2020 07:44 AM
    Best lender EVER
    Reply from Virginia Fargo
    April 28th, 2022 05:55 PM
    Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
    read more
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
    • View All
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
    • View All
    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
    video
    video
    video
    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
    • View All
    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.