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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Persona migrate verified
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    JAIME G
    Phoenix, AZ
    Posted on February 26th, 2021 08:32 PM
    A wonderful person to work with, glad to have her as a loan officer. Thank you
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    Tanios B
    Phoenix, AZ
    Posted on February 7th, 2021 01:32 PM
    Virginia takes the pain out of the mortgage process and smoothly wake you through any roadblocks you run into!
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    DWAYNE N
    Tempe, AZ
    Posted on February 5th, 2021 06:31 PM
    Ms. Virginia, Stayed the course, adapted to changes and made sure that all 4 my were refinanced per the qualifications that could be supported by the refinancing process. Dwayne
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    SUELLEN R
    Mesa, AZ
    Posted on January 21st, 2021 02:11 PM
    Virginia was always in contact with us by email or phone. She kept us aware and up to date on all activities in which we were to participate and make choices. We appreciated her experience and upbeat attitude.
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    John C
    Phoenix, AZ
    Posted on December 29th, 2020 05:34 PM
    I have bought and sold several homes and dealing with Virginia and Stearns Lending was easily the best service I have ever had from a lender. I have a great real estate agent and she commented about how responsive and informative Virginia was....
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    DWAYNE N
    Glendale, AZ
    Posted on December 24th, 2020 06:48 PM
    Virginia, Showed me commitment and understanding. She fought the good fight, to make sure that entire mortgage team saw what she was seeing in me and my mortgage refinancing files... Dwayne
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    JACQUELIN H
    Goodyear, AZ
    Posted on December 24th, 2020 03:53 PM
    I have had the pleasure of working with Virginia three times now. Shes always there to answer any questions you might have. Its always stressfull buying a new home or refinancing but she makes it very easy and is there every step of the way....
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    Diana M
    Phoenix, AZ
    Posted on December 4th, 2020 05:08 PM
    Virginia was very professional and easy to work with, she was very helpful in helping me with everthing I needed to get my refinance completed in such a short time. I highly recommend her , she will not disappoint😊!
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    DWAYNE N
    Mesa, AZ
    Posted on December 1st, 2020 05:11 PM
    Having a business partner that saw the total picture of my efforts to be credit worthy and that was willing to go to the mat for me in those gray areas.
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    Cheryl G
    Litchfield Park, AZ
    Posted on November 1st, 2020 11:47 AM
    Virginia was very knowledgeable and helpful throughout the entire refinance process. I loved the fact that she kept me up to date and she was always available when I had any questions. I had a very pleasant experience working with Virginia...
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.