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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
Mon
9 AM to 10 PM
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Reviews from Web
Virginia is AWESOME to work with! She’s been our consultant for over 5 years. I would NOT change her!
Virginia is the best!!
Amazing customer service and support…that’s what you get when working with Virginia and her team. I enjoyed working with her every step of the way to purchasing our home. I’d use her services again in a heartbeat!
Virginia and her team are amazing to work with! Great communication and quick to respond to any questions or concerns. Highly recommend Virginia!
Communication was excellent, kept me updated on loan status, and secured me a good loan to drop my MIP.
Thank you for helping us with our home refinance. Great job !
Virginia was in constant contact and handled difficult issue to handle them for our loan. She is Great ! Very Professional. Thank you Virginia and Caliber !
Is a top-notch professional. Knows her business laws and works for the customer. She is an outstanding person with great character.
Handled quickly, professionally and efficiently. As always great job!
Excellent, courteous and professional service.
Our expectations were met, even at the most challenging moments!
Thank you Virginia and Stearns Lending for making our dreams come true.
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Gallery
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+6
Videos
Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.