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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 10 PM
Thu
9 AM to 10 PM
Fri
9 AM to 10 PM
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Reviews from Web
Working with Virginia is awesome and her customer service is outstanding. I would work with her in a heartbeat and I will definitely be referring her to family and friends.
Reply from Virginia Fargo
April 28th, 2022 05:54 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
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Very professional, awesome communication.
Reply from Virginia Fargo
April 28th, 2022 05:54 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
communication and service
Reply from Virginia Fargo
April 28th, 2022 05:54 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia was great!
Reply from Virginia Fargo
April 28th, 2022 05:54 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia really went above and beyond to make my dream of becoming a homeowner a reality. I switched lenders to work with Virginia at the last minute based on a referral from my mother after the prior lender totally dropped the ball. I was...
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Reply from Virginia Fargo
April 28th, 2022 05:54 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
While financing or refinancing a home can be a stressful process, working with Virginia takes the stress away. Virginia will go above and beyond to help, support, and coach you through the entire process. When she says she can help, she means...
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Reply from Virginia Fargo
April 28th, 2022 05:55 PM
Thank you so much for completing our survey. We truly appreciate your positive feedback. I have built my business on strong referral relationships. Please keep me in mind if you know anyone that needs assistance with a home loan either a purchase...
read more
Virginia goes goes way beyond any lender I have worked with. Nights or weekends she was working to answer questions to get my loan processed through. Virginia is the one you need to see.
Reply from Owner
May 30th, 2025 12:00 AM
Thank you so much, Ken! Your kind words truly mean a lot. I’m committed to being there whenever my clients need support—whether that’s during business hours or late at night—and I’m so glad that made a difference for you. It was an honor to...
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Virginia was in top off everything and so was where team. Thank you and God Blessed You.
Virginia is a very hard worker, and she does not let anything "slip through the cracks". And she is absolutely wonderful about communicating.
Virginia was very confident and competent in helping us reach our goals. She listens and pays attention to details. She is a great reflection of what a mortgage professional should be and I will definitely refer her to my professional network....
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Gallery
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+6
Videos
Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.