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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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Reviews from Web
Virgina is extremely professional and knowledgeable in her craft. She handles each client the exact same no matter there financial situation. I highly recommend her services!
Reply from Owner
June 14th, 2025 09:10 PM
We are thrilled to hear about your positive experience with Virginia. Her professionalism and dedication to providing equitable service to all clients is something we truly value. Thank you for your recommendation!
I would like to take this opportunity to tell of my experience in working with Virginia. The experience was truly amazing! Her communication throughout the process was spectacular! I have since referred her to numerous clients, who all have...
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Reply from Owner
June 11th, 2025 04:44 AM
Monty, thank you so much for your thoughtful and heartfelt review. I’m truly honored by your kind words and grateful for the trust you placed in me—not just with your own experience, but with the clients you’ve referred my way. It means everything...
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No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Kwame A
Reply from Owner
June 11th, 2025 04:51 AM
Thanks Kwame for your 5-star review! I'm glad I could help you purchase a home in Houston, TX using FHA loan. Wishing you many happy memories in your home.
Working with Virginia Fargo has been an absolute pleasure. Her passion for helping clients is clear from the very first conversation. She's incredibly diligent- always going the extra mile to ensure every detail is handled smoothly and efficiently....
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Reply from No Hassle Home Loans: Virginia Farg...
June 11th, 2025 05:04 AM
I'm thrilled to hear about your positive experience with Virginia Fargo. It's wonderful to know that her passion, diligence, and exceptional communication made the home loan process smooth and supportive for you. Thank you for recommending...
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As a first time home buyer, I found the loan process lengthy and stressful, but Virginia Fargo made the experience more manageable. She was incredibly supportive and made me feel at ease every step of the way. Virginia was thorough and dedicated...
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Reply from Owner
June 6th, 2025 04:32 PM
We are thrilled to hear that Virginia Fargo was able to support you through the home buying process and make it more manageable. Her dedication to finding the best loan options is a testament to her exceptional service. Thank you for recommending...
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Excellent working with Virginia; it was a seamless experience. She explained everything very well and answered all of our questions. Would definitely work with again.
Reply from Owner
June 6th, 2025 04:32 PM
We are thrilled to hear about your seamless experience with Virginia. Her dedication to providing clear explanations and answering all your questions is something we pride ourselves on. We look forward to the opportunity to work with you again...
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Virginia is the best! Super helpful ,and knowledgeable. She knows her stuff. She is always on top of things, I feel like her only client.
Reply from No Hassle Home Loans: Virginia Farg...
June 2nd, 2025 10:33 PM
Thank you so much, Silas! Your kind words truly mean the world to me. I’m honored to have had the opportunity to support you on your journey, and I’m so glad you felt prioritized and well taken care of—that’s always my goal. It’s been a pleasure...
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Virginia Fargo goes above and beyond to help her clients. She hears my needs and helps me accomplish goals that allow me to apply for financing the home I wish to buy.
Reply from No Hassle Home Loans: Virginia Farg...
June 2nd, 2025 05:36 PM
We are thrilled to hear that Virginia Fargo has been able to assist you effectively in your home financing journey. Your feedback is greatly appreciated, and we are pleased to know that your experience was positive. Thank you for choosing No...
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Always great to work with Virginia! We’ve come to her with our refinancing and property acquisition needs for well over 10 years now. Always professional, courteous and friendly! She goes above and beyond and the one thing I truly appreciate...
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Reply from No Hassle Home Loans: Virginia Farg...
May 30th, 2025 11:59 PM
I am thrilled to hear about your longstanding positive experiences with Virginia. It is wonderful that her professionalism, courteous nature, and commitment to open communication have consistently met your needs over the years. Thank you for...
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Always great to work with Virginia! We’ve come to her with our refinancing and property acquisition needs for well over 10 years now. Always professional, courteous and friendly! She goes above and beyond and the one thing I truly appreciate...
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Reply from No Hassle Home Loans: Virginia Farg...
May 31st, 2025 12:01 AM
Thank you so much, Mr. Ruiz & Miss Rachel, for your kind words and continued trust over the years. It has truly been an honor to support you and your family through multiple refinances and property acquisitions. Your loyalty and partnership...
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.