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No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Larry C
    Posted on June 11th, 2025 05:07 PM
    Virgina is extremely professional and knowledgeable in her craft. She handles each client the exact same no matter there financial situation. I highly recommend her services!
    Reply from Owner
    June 14th, 2025 09:10 PM
    We are thrilled to hear about your positive experience with Virginia. Her professionalism and dedication to providing equitable service to all clients is something we truly value. Thank you for your recommendation!
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    Monty D
    Posted on June 8th, 2025 07:33 PM
    I would like to take this opportunity to tell of my experience in working with Virginia. The experience was truly amazing! Her communication throughout the process was spectacular! I have since referred her to numerous clients, who all have...
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    Reply from Owner
    June 11th, 2025 04:44 AM
    Monty, thank you so much for your thoughtful and heartfelt review. I’m truly honored by your kind words and grateful for the trust you placed in me—not just with your own experience, but with the clients you’ve referred my way. It means everything...
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    Kwame A
    Posted on June 8th, 2025 01:51 AM
    No Hassle Home Loans: Virginia Fargo has received a review with 5 star rating from Kwame A
    Reply from Owner
    June 11th, 2025 04:51 AM
    Thanks Kwame for your 5-star review! I'm glad I could help you purchase a home in Houston, TX using FHA loan. Wishing you many happy memories in your home.
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    Aisha R
    Posted on June 7th, 2025 05:26 PM
    Working with Virginia Fargo has been an absolute pleasure. Her passion for helping clients is clear from the very first conversation. She's incredibly diligent- always going the extra mile to ensure every detail is handled smoothly and efficiently....
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    Reply from No Hassle Home Loans: Virginia Farg...
    June 11th, 2025 05:04 AM
    I'm thrilled to hear about your positive experience with Virginia Fargo. It's wonderful to know that her passion, diligence, and exceptional communication made the home loan process smooth and supportive for you. Thank you for recommending...
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    D A
    Posted on June 5th, 2025 07:56 PM
    As a first time home buyer, I found the loan process lengthy and stressful, but Virginia Fargo made the experience more manageable. She was incredibly supportive and made me feel at ease every step of the way. Virginia was thorough and dedicated...
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    Reply from Owner
    June 6th, 2025 04:32 PM
    We are thrilled to hear that Virginia Fargo was able to support you through the home buying process and make it more manageable. Her dedication to finding the best loan options is a testament to her exceptional service. Thank you for recommending...
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    Michael
    Posted on June 4th, 2025 09:23 PM
    Excellent working with Virginia; it was a seamless experience. She explained everything very well and answered all of our questions. Would definitely work with again.
    Reply from Owner
    June 6th, 2025 04:32 PM
    We are thrilled to hear about your seamless experience with Virginia. Her dedication to providing clear explanations and answering all your questions is something we pride ourselves on. We look forward to the opportunity to work with you again...
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    Silas M
    Posted on June 2nd, 2025 10:10 PM
    Virginia is the best! Super helpful ,and knowledgeable. She knows her stuff. She is always on top of things, I feel like her only client.
    Reply from No Hassle Home Loans: Virginia Farg...
    June 2nd, 2025 10:33 PM
    Thank you so much, Silas! Your kind words truly mean the world to me. I’m honored to have had the opportunity to support you on your journey, and I’m so glad you felt prioritized and well taken care of—that’s always my goal. It’s been a pleasure...
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    Charlotte M
    CASA GRANDE, Arizona
    Posted on June 2nd, 2025 04:53 PM
    Virginia Fargo goes above and beyond to help her clients. She hears my needs and helps me accomplish goals that allow me to apply for financing the home I wish to buy.
    Reply from No Hassle Home Loans: Virginia Farg...
    June 2nd, 2025 05:36 PM
    We are thrilled to hear that Virginia Fargo has been able to assist you effectively in your home financing journey. Your feedback is greatly appreciated, and we are pleased to know that your experience was positive. Thank you for choosing No...
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    Rachel R
    Posted on May 30th, 2025 06:07 PM
    Always great to work with Virginia! We’ve come to her with our refinancing and property acquisition needs for well over 10 years now. Always professional, courteous and friendly! She goes above and beyond and the one thing I truly appreciate...
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    Reply from No Hassle Home Loans: Virginia Farg...
    May 30th, 2025 11:59 PM
    I am thrilled to hear about your longstanding positive experiences with Virginia. It is wonderful that her professionalism, courteous nature, and commitment to open communication have consistently met your needs over the years. Thank you for...
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  • write_review_unverified
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    Ernie R
    Glendale, Arizona
    Posted on May 30th, 2025 06:06 PM
    Always great to work with Virginia! We’ve come to her with our refinancing and property acquisition needs for well over 10 years now. Always professional, courteous and friendly! She goes above and beyond and the one thing I truly appreciate...
    read more
    Reply from No Hassle Home Loans: Virginia Farg...
    May 31st, 2025 12:01 AM
    Thank you so much, Mr. Ruiz & Miss Rachel, for your kind words and continued trust over the years. It has truly been an honor to support you and your family through multiple refinances and property acquisitions. Your loyalty and partnership...
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    What is the Search Rank Score®?
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
    • View All
    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
    video
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.