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No Hassle Home Loans: Virginia Fargo

Name: Empire Home Loans
Address: 7135 E Camelback Rd Ste 180, Scottsdale, Arizona, 85251
Telephone: +1-480-262-4024
Rating: 4.96

INDEPENDENT MORTGAGE BROKER #299320

Empire Home Loans - Fair Oaks, CA 95628

4.96

(294)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(480) 262-4024

Scottsdale, AZ

https://nohasslehomeloans.com

Location & Business Hours

Business Hours

Fri

9 AM to 10 PM

Sat

10 AM to 10 PM

Sun

10 AM to 10 PM

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4.96

(294)

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5 Star

98%

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As a first time homebuyer who was very nervous to go on this endeavor, Virginia made me feel so taken care of and supported every step of the way. She truly did everything in her power to do what was best for me, I couldn’t be more grateful...

Reply from Owner

July 25th, 2025 01:58 AM

I'm so glad to hear that you felt well-supported during your first homebuying experience. I understand how nerve-wracking it can be, and it's truly my goal to ensure every client feels taken care of and confident throughout the process. Thank...

Very efficient and easy to work with. Highly recommend.

Reply from Owner

July 22nd, 2025 10:56 PM

Thank you so much for the kind words, Brittney! I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m so glad the process felt smooth and efficient. Don’t hesitate to reach out if I can...

I recently had the pleasure of working with Virginia, and the experience was truly top-notch from start to finish. Her communication was excellent—always responsive, clear, and proactive, which made the entire process so smooth for both me...

Reply from Owner

July 21st, 2025 10:49 PM

Thank you so much, Nena! It was such a pleasure helping your first-time homebuyer secure the 1% down conventional loan on her new condo. I was able to work directly with the HOA to get the project approved by verifying the required 10% budget...

Virginia is amazing. Never met anyone with personal service and professionalism. You are in such good hands with her. For top notch service contact Virginia.

Reply from Owner

July 21st, 2025 09:50 PM

I'm so pleased to hear that you had a great experience working with me. It's important to me to provide both personal service and professionalism, so your words mean a lot. Thank you for recommending my services. If there's anything else I...

Keep up the good work!

Reply from No Hassle Home Loans: Virginia Farg...

July 16th, 2025 02:54 AM

Thank you for the encouragement and positive feedback. I'm delighted to know that you're satisfied with the service. Your support keeps me motivated to maintain high standards and continue providing exceptional assistance. If there's ever anything...

Virginia was wonderful to work with. She made the entire process seamless and was very communicative.

Reply from Owner

July 9th, 2025 08:51 PM

Thank you so much for the kind words! It was truly a pleasure working with you. I'm so glad I could make the process smooth and stress-free for you. Communication is everything when it comes to home financing, and I'm grateful for the trust...

Virginia was wonderful to work with. She made the entire process seamless and was very communicative.

Reply from Owner

July 23rd, 2025 12:00 AM

Great experience Virginia is very knowledgeable with her business. She helped my mother with the process of selling her house.

Reply from No Hassle Home Loans: Virginia Farg...

June 26th, 2025 01:33 AM

Thank you so much Joseph for taking the time to share your feedback—I truly appreciate you!It was an absolute pleasure working with you. I'm grateful for the trust you placed in me throughout your loan process, and I'm so glad I could be part...

Virginia is wonderful to work with extremely professional at all aspects of business. If you’re looking for somebody to help then don’t look no further, she’s the right person.

Reply from Owner

June 26th, 2025 01:36 AM

Thank you so much, Joseph! I truly appreciate your kind words. It’s been a pleasure working with you, and I’m grateful for the trust you placed in me. Helping people like you is exactly why I love what I do. If you ever need anything in the...

Virginia is knowledgeable and always available with professional guidance. She is amazing!!! Makes the process seem easy and stress free.

Reply from Owner

June 14th, 2025 11:07 PM

Thank you so much Andrea for your kind words! It truly means the world to me that you felt supported and stress-free throughout the process. My goal is always to make home financing as smooth and simple as possible, and I’m so glad I could...

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About

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Conventional Home Loan

Mortgage Refinance

Mortgage Lender

Down Payment Assistance

Mortgage Refinance

USDA Loans

Cash-Out Refinances

DSCR Loans

Profit & Loss Only Mortgage

ITIN Mortgage Loans

Bank Statement Mortgages

Specialities

FHA & VA

Conventional

USDA 100% Financing

Jumbo

Down payment assistance

DSCR, 1 year 1099, no income verification, no debt to income ratio loan

Commercial loans

Chattel Loans on Leased Land

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Positions

Empire Home Loans - Mortgage Loan Originator Mortgage Broker
Mar 7th, 2023 - Current
Stearns Lending - Branch Manger Sr Loan Consultant
Apr 4th, 2011 - Mar 3rd, 2023

Memberships