No Hassle Home Loans: Virginia Fargo's Cover Image
No Hassle Home Loans: Virginia Fargo - INDEPENDENT MORTGAGE BROKER #299320 in Scottsdale, AZ
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No Hassle Home Loans: Virginia Fargo

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INDEPENDENT MORTGAGE BROKER #299320

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Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Brooke M
    Posted on May 24th, 2025 09:14 PM
    Working with Virginia Fargo to get a mortgage loan is a breeze! She makes the home loan process smooth, straightforward, and completely stress-free. Her expertise, quick communication, and genuine care for her clients really stand out.
    Reply from Owner
    May 28th, 2025 10:39 PM
    We are thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. Her dedication to ensuring a straightforward and supportive home loan process is something we take great pride in. Thank you for sharing your positive...
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    Ron R
    Posted on May 21st, 2025 04:32 PM
    Virginia knows her loan programs and among the best with communication and follow up.
    Reply from Owner
    May 28th, 2025 10:40 PM
    We are thrilled to hear about your positive experience with Virginia. Her expertise and commitment to excellent communication are qualities we pride ourselves on. Thank you for your feedback.
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    Bobby C
    Posted on May 21st, 2025 04:12 PM
    "Virginia Fargo makes the home loan experience incredibly smooth and stress-free! She’s knowledgeable, responsive, and genuinely cares about her clients. Highly recommend Virginia and the team at NO HASSLE HOME LOANS!"
    Reply from Owner
    May 28th, 2025 10:40 PM
    I'm thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. It's wonderful to know she provided knowledgeable and responsive service. We greatly appreciate your high recommendation and are glad the team at No Hassle...
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    Jason F
    Posted on May 21st, 2025 04:06 PM
    Love working with Virginia! She knows her stuff and is very helpful putting the client first.
    Reply from Owner
    May 28th, 2025 10:40 PM
    I'm thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. It's wonderful to know she provided knowledgeable and responsive service. We greatly appreciate your high recommendation and are glad the team at No Hassle...
    read more
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    Kandi Q
    Posted on May 21st, 2025 03:19 PM
    Virginia is amazing to work with - thorough, helpful, and always eager to give the best service.
    Reply from Owner
    May 28th, 2025 10:40 PM
    We are thrilled to hear about your positive experience with Virginia. Providing thorough and helpful service is our goal, and your feedback is greatly appreciated. Thank you for sharing your experience with us.
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    Michela C
    Posted on May 9th, 2025 09:30 PM
    Virginia made the whole process of buying a house just a little less scary!! She walked us through each and every process it took to become homeowners. We felt like she was a friend and really doing everything in her power to make this as easy...
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    Reply from Virginia Fargo
    May 17th, 2025 01:00 AM
    Michela, your kind words truly mean the world to me! I’m so grateful I had the opportunity to walk alongside you in your journey to homeownership. It was an absolute honor to be your guide and advocate every step of the way. I know the process...
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    Zachary G
    Posted on May 6th, 2025 11:37 PM
    Extremely helpful throughout the process, offered us several options and overall got us taken care of in a timely manner to make the process seamless. Most importantly, was able to answer or find answers for questions when I needed them.
    Reply from Virginia Fargo
    May 9th, 2025 11:27 PM
    Thank you so much for your kind words! It was a true pleasure assisting you throughout your home loan journey. I'm so glad I could provide you with options and help make the process smooth and stress-free. Your trust means the world to me,...
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    James W
    Posted on May 6th, 2025 03:40 PM
    What can I add to Virginia Fargo's comments that haven't been said many many times before by everyone she deals with. She is a top notch professional who truly loves her job & helping people with their mortgage refi's. This lady is absolutely...
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    Reply from Virginia Fargo
    May 9th, 2025 11:28 PM
    James, thank you so much for your heartfelt words! I'm truly honored by your trust and your friendship. Helping you navigate out of a tough financial decision and into a better place was exactly why I do what I do. Knowing I made a difference...
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    Marshall M
    Posted on May 5th, 2025 12:43 AM
    We loved working with Virginia on our HELOC! She was friendly, knowledgeable and super-responsive. I dont hesitate to recommend her for your mortgage or HELOC needs.
    Reply from Virginia Fargo
    May 9th, 2025 11:29 PM
    Thank you so much, Marshall! It was truly a pleasure working with you on your HELOC. I’m grateful for your trust and kind words. I always strive to make the process as smooth and responsive as possible, and I’m so glad you felt supported every...
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    Jacqueline K
    Posted on May 3rd, 2025 05:02 PM
    Virgona handled my loan perfect! She was on top of everything and got everything pushed through quickly.! It was one of the best lian process I have been a part of...ibwill definitely use her in the future!
    Reply from Virginia Fargo
    May 3rd, 2025 07:37 PM
    Thank you so much, Jacqueline, for your kind words and for trusting me with your home loan. It was truly a pleasure working with you, and I’m grateful to have been part of your journey. Wishing you all the best—please don’t hesitate to reach...
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    About
    Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    Down Payment Assistance
    Mortgage Refinance
    USDA Loans
    Cash-Out Refinances
    DSCR Loans
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Bank Statement Mortgages
    Specialities
    FHA & VA
    Conventional
    USDA 100% Financing
    Jumbo
    Down payment assistance
    DSCR, 1 year 1099, no income verification, no debt to income ratio loan
    Commercial loans
    Chattel Loans on Leased Land
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    Positions
    • Empire Home Loans - Mortgage Loan Originator Mortgage Broker
      Mar 7th, 2023 - Current
    • Stearns Lending - Branch Manger Sr Loan Consultant
      Apr 4th, 2011 - Mar 3rd, 2023
    Memberships
    • NMLS
    • Moon Valley Homeowners Association
    • Space Force Association
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2011

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • Arizona mortgage loan origination
    • California mortgage loan origination
    • Florida mortgage loan origination
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    Gallery
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
    No Hassle Home Loans: Virginia Fargo - Gallery Photo
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    +6
    Videos
    video
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    Awards
    MLK Living the Dream Award Honor
    MLK Living the Dre...
    2026 Women With Vision Award
    2026 Women With Vi...
    Achievements
    • 2020 Arizona Business Angels Top Volunteer
    • 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
    • March 2025 Empire Home Loans Top Producer
    Hobbies
    • Hiking
    • Exploring Mayan Ruins
    • Astronomy
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    Disclaimer
    Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.