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No Hassle Home Loans: Virginia Fargo
INDEPENDENT MORTGAGE BROKER #299320

Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fou... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 10 PM
Sat
10 AM to 10 PM
Sun
10 AM to 10 PM
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Reviews from Web
Working with Virginia Fargo to get a mortgage loan is a breeze! She makes the home loan process smooth, straightforward, and completely stress-free. Her expertise, quick communication, and genuine care for her clients really stand out.
Reply from Owner
May 28th, 2025 10:39 PM
We are thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. Her dedication to ensuring a straightforward and supportive home loan process is something we take great pride in. Thank you for sharing your positive...
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Virginia knows her loan programs and among the best with communication and follow up.
Reply from Owner
May 28th, 2025 10:40 PM
We are thrilled to hear about your positive experience with Virginia. Her expertise and commitment to excellent communication are qualities we pride ourselves on. Thank you for your feedback.
"Virginia Fargo makes the home loan experience incredibly smooth and stress-free! She’s knowledgeable, responsive, and genuinely cares about her clients. Highly recommend Virginia and the team at NO HASSLE HOME LOANS!"
Reply from Owner
May 28th, 2025 10:40 PM
I'm thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. It's wonderful to know she provided knowledgeable and responsive service. We greatly appreciate your high recommendation and are glad the team at No Hassle...
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Love working with Virginia! She knows her stuff and is very helpful putting the client first.
Reply from Owner
May 28th, 2025 10:40 PM
I'm thrilled to hear that your experience with Virginia Fargo was smooth and stress-free. It's wonderful to know she provided knowledgeable and responsive service. We greatly appreciate your high recommendation and are glad the team at No Hassle...
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Virginia is amazing to work with - thorough, helpful, and always eager to give the best service.
Reply from Owner
May 28th, 2025 10:40 PM
We are thrilled to hear about your positive experience with Virginia. Providing thorough and helpful service is our goal, and your feedback is greatly appreciated. Thank you for sharing your experience with us.
Virginia made the whole process of buying a house just a little less scary!! She walked us through each and every process it took to become homeowners. We felt like she was a friend and really doing everything in her power to make this as easy...
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Reply from Virginia Fargo
May 17th, 2025 01:00 AM
Michela, your kind words truly mean the world to me! I’m so grateful I had the opportunity to walk alongside you in your journey to homeownership. It was an absolute honor to be your guide and advocate every step of the way. I know the process...
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Extremely helpful throughout the process, offered us several options and overall got us taken care of in a timely manner to make the process seamless. Most importantly, was able to answer or find answers for questions when I needed them.
Reply from Virginia Fargo
May 9th, 2025 11:27 PM
Thank you so much for your kind words! It was a true pleasure assisting you throughout your home loan journey. I'm so glad I could provide you with options and help make the process smooth and stress-free. Your trust means the world to me,...
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What can I add to Virginia Fargo's comments that haven't been said many many times before by everyone she deals with. She is a top notch professional who truly loves her job & helping people with their mortgage refi's. This lady is absolutely...
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Reply from Virginia Fargo
May 9th, 2025 11:28 PM
James, thank you so much for your heartfelt words! I'm truly honored by your trust and your friendship. Helping you navigate out of a tough financial decision and into a better place was exactly why I do what I do. Knowing I made a difference...
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We loved working with Virginia on our HELOC! She was friendly, knowledgeable and super-responsive. I dont hesitate to recommend her for your mortgage or HELOC needs.
Reply from Virginia Fargo
May 9th, 2025 11:29 PM
Thank you so much, Marshall! It was truly a pleasure working with you on your HELOC. I’m grateful for your trust and kind words. I always strive to make the process as smooth and responsive as possible, and I’m so glad you felt supported every...
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Virgona handled my loan perfect! She was on top of everything and got everything pushed through quickly.! It was one of the best lian process I have been a part of...ibwill definitely use her in the future!
Reply from Virginia Fargo
May 3rd, 2025 07:37 PM
Thank you so much, Jacqueline, for your kind words and for trusting me with your home loan. It was truly a pleasure working with you, and I’m grateful to have been part of your journey. Wishing you all the best—please don’t hesitate to reach...
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About
Virginia Fargo, NMLS #299320, is a mortgage loan originator and broker with Empire Home Loans, providing No Hassle Home Loans throughout Arizona. Virginia specializes in helping homebuyers and homeowners in Scottsdale, Phoenix, Gilbert, Fountain Hills and across Maricopa County with first-time homebuyer loans, FHA, VA, conventional, jumbo, down payment assistance, refinancing and financing for self-employed borrowers. Since 2011, she has focused on making mortgage financing simple and transparent while helping borrowers understand their options and make confident home financing decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
Down Payment Assistance
Mortgage Refinance
USDA Loans
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
ITIN Mortgage Loans
Bank Statement Mortgages
Specialities
FHA & VA
Conventional
USDA 100% Financing
Jumbo
Down payment assistance
DSCR, 1 year 1099, no income verification, no debt to income ratio loan
Commercial loans
Chattel Loans on Leased Land
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Positions
- Empire Home Loans - Mortgage Loan Originator Mortgage BrokerMar 7th, 2023 - Current
- Stearns Lending - Branch Manger Sr Loan ConsultantApr 4th, 2011 - Mar 3rd, 2023
Memberships
- NMLS
- Moon Valley Homeowners Association
- Space Force Association
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Pacific Standard Time (PST)
Licenses
- Arizona mortgage loan origination
- California mortgage loan origination
- Florida mortgage loan origination
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Awards
MLK Living the Dre...
2026 Women With Vi...
Achievements
- 2020 Arizona Business Angels Top Volunteer
- 2020 City of Phoenix MLK Living The Dream Award Recipient Honoree
- March 2025 Empire Home Loans Top Producer
Hobbies
- Hiking
- Exploring Mayan Ruins
- Astronomy
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Disclaimer
Not a commitment to lend. Equal Housing Opportunity. Additional terms and conditions apply.