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Vincent Lau - Loan Consultant in San Jose, CA

Vincent Lau

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Loan Consultant

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As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides ma... Show More
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Reviews from Web
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    N
    Niel P
    Posted on October 11th, 2021 06:35 PM
    We recently did a refinance with Vince. The whole process was smooth. Did not feel any pressure at all. Any inquiries or clarifications were quickly answered/resolved. Love that he is always available and always informs us of our loan application...
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  • Zillow
    J
    Jzou
    Fremont, CA
    Posted on June 25th, 2021 12:00 AM
    I have known Vincent since 2013. He is very experienced and knowledgeable. He responds and takes actions very quickly. He always provides multiple options for my loan needs with detailed pros and cons analysis. What’s the most important is...
    read more
    Reply from Owner
    June 29th, 2021 12:00 AM
    Thank you for your kind words.
  • Zillow
    Z
    Zuser201711190627142
    Hayward, CA
    Posted on August 24th, 2020 12:00 AM
    Vincent really made our loan application process very easy, he was always a phone call away and went above and beyond to make sure we got the best interest rate. Thank you Vincent
    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    U
    User26195463
    Santa Clara, CA
    Posted on May 1st, 2017 12:00 AM
    I have done many home loans before and I have to say that Vincent and his team is by far the most efficient team I have ever worked with. I only had 10 days to remove contingency and I was able to count on them to close on time. I would recommend...
    read more
    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    M
    Msoliman3
    Posted on January 9th, 2017 12:00 AM
    Vincent has been great to work with. From day 1, he was very prompt and responsive. He clearly explained the process to me, gathered all required documents early on and gave me head start on my mortgage application. Whenever I contacted him...
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    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    A
    Add L
    Palo Alto, CA
    Posted on December 8th, 2016 12:00 AM
    Vincent is amazing and a pleasure to work with.From the pre-approval process to closing the loan, he was proactive, knowledgeable, thorough and very responsive. After reviewing all our documents, he picked out documents that needed more attention...
    read more
    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    L
    Lettybugs
    Castro Valley, CA
    Posted on October 1st, 2016 12:00 AM
    My initial thought going with Bank of America proposed various concerns due to knowing how stringent their guidelines are. None of that concerns apply the moment Vincent Lau became our Senior Loan Officer. He is absolutely knowledgeable, professional,...
    read more
    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    V
    Valencia19
    Sacramento, CA
    Posted on October 1st, 2016 12:00 AM
    Vince is our go to guy when it comes to home loans. We’ve worked with him several times over the years to refinance our home and he recently assisted us in the purchase of a second home. We were worried that we wouldn’t be able to meet the...
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    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    K
    Kbousta
    Palo Alto, CA
    Posted on November 6th, 2015 12:00 AM
    Vincent was amazing and exceptional from the first minute we met him to help with our mortgage for our first house purchase in the US. We were actually going to go with a broker but Vincent stepped in, proposed the best possible rate far better...
    read more
    Reply from Vincent Lau
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • Zillow
    T
    Trangdthai
    San Jose, CA
    Posted on July 2nd, 2015 12:00 AM
    It was a great pleasure working with Vincent. He was professional, responsive, reliable, knowledgeable, and very pleasant to work with. He was helpful at taking care of all the busy paper work and getting the documents to my husband and I,...
    read more
    Reply from Owner
    June 3rd, 2021 12:00 AM
    Thank you for the review! I've retired from BOFA after 31 years and have found a new home at loanDepot. https://www.loandepot.com/loan-officers/vlau Please call or email me for any of your lending needs. Cheers!
  • 51–60 of 65
    About
    As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don't hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you! CA LIC# CA-DFPI482413
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Non-QM
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Hobbies
    • Enjoy skiing, camping, fishing, bowling, and participating in Spartan events.
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing