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Vincent Lau - Loan Consultant in San Jose, CA

Vincent Lau

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Loan Consultant

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As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides ma... Show More
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Reviews from Web
  • Encompass
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    Brian D H N
    Milpitas, CA
    Posted on October 6th, 2025 03:26 PM
    Communication was excellent
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
    read more
  • Encompass
    A
    Annie T C
    San Jose, CA
    Posted on October 6th, 2025 03:10 PM
    Vince was great at answering our questions or was so thorough he answered questions we didn't even know we had. He made everything so easy and was excellent at communciating every step of the way.
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
  • Encompass
    T
    Tyler J H
    San Jose, CA
    Posted on October 6th, 2025 12:20 AM
    Communication was excellent throughout the entire experience. Vince really worked hard for us and made the process incredibly easy. He was able to answer any and all questions quickly. Couldn't have asked for a better first time home buyer...
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    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Thank you for the kind words! It was truly a pleasure helping you navigate your first home purchase. I’m so glad to hear the process felt smooth and that communication made a difference. Wishing you both all the best as you both settle into...
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  • Encompass
    D
    Donald M
    San Jose, CA
    Posted on September 30th, 2025 02:54 PM
    His product knowledge was top-notch. Communication to all parties also top notch. His timeliness dedication to detail follow through top notch. Would recommend would recommend Vince's services, he did a great job!
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Really appreciate the amazing feedback! Working with you was a true example of teamwork — great communication, great energy, and a shared goal of making things smooth for our clients. You’re a true team player, and I look forward to doing more...
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    M
    Mario G
    Posted on September 25th, 2025 04:19 AM
    Vincent Lau makes the mortgage process smooth and stress-free. He is clear, and reliable, always taking the time to explain loan options in a way that’s easy to understand to take such important decisions like buying a home. His attention to...
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    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Thank you Mario for your kind words!
  • Encompass
    J
    Jiedan W
    San Lorenzo, CA
    Posted on September 19th, 2025 03:29 PM
    Very good!
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Thank you Jiedan! May your new home create many cherish moments to come!
  • Encompass
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    Huanyao L
    San Lorenzo, CA
    Posted on September 16th, 2025 05:55 PM
    Vincent, you are the man!
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    Thank you Huanyao! May your new home create amazing moments to come.
  • Encompass
    T
    Tony Y
    San Francisco, CA
    Posted on August 5th, 2025 02:05 PM
    Knowledge, patience, great communication
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
  • Encompass
    B
    Brian D H N
    Milpitas, CA
    Posted on July 25th, 2025 08:10 PM
    Communication, execution was all top notch
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
  • Encompass
    S
    Sarah D T
    Milpitas, CA
    Posted on July 25th, 2025 03:45 PM
    My loan consultant and processor were true partners throughout the process, taking the time to clearly explain every step—even the unexpected ones—so I always felt informed and supported.
    Reply from Vincent Lau
    February 10th, 2026 12:09 AM
    We are happy you had a great experience with New American Funding. Please keep us in mind for any further home financing needs.
  • 21–30 of 65
    About
    As your trusted Loan consultant, I will walk you through every step of the loan process and support you from pre-approval through your closing date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me and my team with all of your home financing needs. Don't hesitate to reach out using the direct contact information located on this page. I appreciate your business and look forward to working with you! CA LIC# CA-DFPI482413
    Products & Services
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Reverse Mortgage
    Non-QM
    Profit & Loss Only Mortgage
    ITIN Mortgage Loans
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
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    Addresses and Serving Areas

    Year Started

    2009

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Hobbies
    • Enjoy skiing, camping, fishing, bowling, and participating in Spartan events.
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing